What is a non owner policy?
Often, an SR22 or FR44 certificate is endorsed to a non owner policy to reinstate your license when you don’t own a vehicle. Non owner insurance covers only you, the policyholder. It provides limited liability insurance coverage when you drive a non-owned car. You can also purchase a non owner policy on its own, without an SR22 or FR44 rider. There are restrictions and exclusions to know about with this kind of insurance.
It may seem strange to buy an insurance policy to drive a car if you don’t own a vehicle, but it’s a wise thing to do. Even if you don’t own a car, truck, or motorcycle,