UltraCar Insurance is an Idaho SR22 insurance provider that goes the extra mile for you. We understand that your time is valuable, so we quickly go to work to find the best rates with top rated insurance companies. We can issue and file your Idaho SR22 insurance certificate within 20 minutes.
What is Idaho SR22 Insurance?
Idaho SR22 insurance is high risk insurance coverage that must be purchased to reinstate a driver’s license after certain motor vehicle violations. These offenses may include DUI or DWI incidents, an accumulation of too many tickets or at-fault accidents, as well as child support/child neglect cases, or other situations that result in suspension of a driver’s license. Idaho SR22 insurance is not a stand-alone policy; it is an endorsement to to a person’s auto insurance policy. It is a certificate of financial responsibility required by the Idaho State Department of Motor Vehicles that guarantees the insured carries the proper amount of liability coverage for a specified period of time. When you purchase an SR22 certificate, your insurance provider will submit the filing to the Idaho DMV. SR22 insurance is liability coverage that can be written with comprehensive and collision coverage if desired.
High risk drivers are typically required to carry Idaho SR22 insurance for a period of three to five years. During this time the policy must be kept valid without lapse, or their insurance provider will perform an SR26 filing with the Department of Motor Vehicles. This informs the DMV that the SR22 policy holder is no longer insured as required, resulting in suspension or revocation of the driver’s license. This is a costly mistake, and one that drivers should do their best to avoid.
Idaho also offers non owner Idaho SR22 insurance, which is liability insurance for individuals who want to reinstate their license but do not own a vehicle. See our Non Owner SR22 Insurance Idaho page for more information about non owners insurance.
Minimum liability insurance coverage required by the state of Idaho:
- $25,000 bodily injury per accident
- $50,000 bodily injury liability for all injuries in an accident
- $15,000 in property damage, in one accident
More Information can be found at the Idaho DMV Website.
UltraCar Insurance in Idaho
UltraCar Insurance looks forward to helping you with quick quotes and filing of your Idaho SR22 insurance certificate. Submit your request using our secure online form or give us a call today!