When you want competitive rates for Nevada SR22 insurance and need your filing completed today, let UltraCar Insurance help. We work with top-rated high-risk auto insurance companies and provide quick and convenient service. In fact, we can obtain and file your certificate in as little as 20 minutes.
The state of Nevada requires drivers to carry the following minimum liability insurance coverage, but you can purchase higher amounts.
- $25,000 bodily injury per accident
- $50,000 bodily injury liability for all injuries in an accident
- $20,000 in property damage per accident
Individuals can lose their driving privileges for several reasons, including a DUI conviction, driving without the required amount of insurance, an uninsured accident, too many points on their driving record, a child support or neglect case, a legal judgment, or other motor vehicle offenses. The first step for a driver seeking license reinstatement is to secure a Nevada SR22 insurance filing through a licensed agent who submits it to the Nevada DMV.
What is Nevada SR22 Insurance?
An SR22 is a certificate of financial responsibility attached to your auto insurance policy. When you purchase SR22 insurance, a licensed provider will complete your filing with the Nevada DMV to achieve reinstatement of your driving privileges. Thereafter, for a period of three to five years, the insurance company that issues your SR22 policy monitors it to verify that it remains in effect for the time required by the state. The purpose of a Nevada SR22 insurance filing is to guarantee the state that you are properly insured, and remain properly insured for the assigned time period. If the SR22 policy lapses, expires, or is canceled, the insurance company will alert the DMV through an SR26 filing, and the DMV will suspend the driver’s license again.
SR22 insurance is liability coverage for drivers who have a vehicle registered in their name (SR22 owner insurance) and for drivers who do not own a registered vehicle (SR22 non-owner insurance). For more information, see Nevada Non Owner SR22.
Broad Form Insurance in Nevada
Another type of auto insurance available to Nevada drivers is broad form insurance. It is very low-cost, but it has serious coverage limitations. Broad form vehicle insurance is most appropriate if you always drive alone (without passengers) or own multiple vehicles, since the liability coverage applies only to you, not to any vehicle. Nevada SR22 insurance is also available as a non-owner insurance policy if you don’t own a vehicle. You can also attach an SR22 insurance filing to a broad form policy for license reinstatement after a suspension (see What is Broad Form SR22 Insurance?).
Nevada DMV
You can find more information about Nevada driver’s license suspensions and reinstatement on the state DMV website.
UltraCar Insurance in Nevada
Obtain free multiple quotes for Nevada SR22 insurance from UltraCar Insurance. Submit your inquiry using our secure online form or give us a call today!
