When you need affordable Oregon SR22 insurance, UltraCar Insurance surveys top rated insurance providers to provide you with the lowest rates. We can obtain and file your SR22 certificate same day, allowing your license to be reinstated and getting you back on the road.
What is Oregon SR22 Insurance?
The state of Oregon requires drivers to carry a minimum of liability insurance coverage when operating a vehicle. These are the minimum amounts of coverage required, but additional coverage can be purchased:
- $25,000 bodily injury per accident
- $50,000 bodily injury liability for all injuries in an accident
- $20,000 in property damage per accident
If you own a vehicle, Oregon SR22 insurance is a certificate of financial responsibility attached to your auto insurance policy. If you don’t own a vehicle, it covers you while driving a vehicle owned by another individual. When your insurance provider submits the SR22 filing to the Oregon Department of Motor Vehicles, it allows your driver’s license to be reinstated. Therefore, because it is a guarantee to the state of Oregon, your SR22 policy is monitored closely by your insurance provider to ensure it is kept in force for the time period determined by the state. If the policy is cancelled, lapses or expires, the insurance provider notifies the DMV by submitting an SR26 filing, and the individual’s license will be suspended again.
Two types of Oregon SR22 insurance are offered: SR22 owner insurance and SR22 non owner insurance. SR22 owner insurance policies are for individuals who own a vehicle, and SR22 non owner insurance is for individuals who do not own a vehicle. See our Oregon Non Owner SR22 Insurance page for more information on this option if you do not own a vehicle.
Oregon DMV
More Information can be found at the Oregon DMV Website.
UltraCar Insurance in Oregon
Experience the best in Oregon SR22 insurance service with UltraCar Insurance. Submit your inquiry using our secure online form or give us a call today!
