Oregon SR22 Insurance

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Oregon SR22 Insurance

Are you looking for affordable SR22 quotes for license reinstatement?

This is an example of an Oregon SR22 Certificate

An Oregon SR22 certificate is a financial responsibility form that's filed with the Oregon DMV to reinstate a suspended driver's license.

Oregon SR22 insurance is a proof of financial responsibility form that must be filed with the Oregon DMV to reinstate a suspended driver’s license. The SR22 form is added as a rider to your auto insurance policy if you own a vehicle, or to a non-owner’s insurance policy if you don’t. An SR22 form is considered a guarantee that you will remain covered by the minimum liability insurance requirement during your license suspension period. If the SR22 lapses at all, your license will be suspended again.

When you need affordable Oregon SR22 insurance, UltraCar Insurance surveys top-rated insurance companies to offer you the lowest rates. We can obtain and file your SR22 certificate same day, so you can reinstate your license and get back on the road.

What is Oregon SR22 Insurance?

Oregon requires drivers to carry specific minimum liability insurance coverage when operating a vehicle. You can add more options, but the minimum coverage requirements are:

  • $25,000 bodily injury per accident
  • $50,000 bodily injury liability for all injuries in an accident
  • $20,000 in property damage per accident

If you own a vehicle, the certificate of financial responsibility is an endorsement to your auto insurance policy. If you don’t own a car, the certificate is an endorsement to a non-owner insurance policy. The state DMV restores your driving privileges when we file your certificate. An SR22 filing is a guarantee of insurance coverage. Therefore, the company that issued your SR22 policy monitors it closely to ensure you maintain it for the assigned time period. If you allow your policy to lapse or cancel it, the insurance company notifies the DMV by filing an SR26 form. The SR26 filing cancels your SR22 because you no longer carry insurance. The state then suspends your license again.

Two types of Oregon SR22 insurance are available: SR22 owner insurance and SR22 non owner insurance. Owner/owner-operator policies are for drivers who own a vehicle. Non-owner policy is for those who don’t own a car, and it covers you when driving a borrowed vehicle. (See our Oregon Non Owner SR22 Insurance page if you do not own a vehicle.)

Oregon DMV

You’ll find many informative links on the Oregon DMV website concerning license suspensions and reinstatement procedures.

UltraCar Insurance in Oregon

Experience the best in Oregon SR22 insurance service with UltraCar Insurance. Start an online quote or call us for low-cost SR22 quotes today!

This article was last updated on March 31st, 2023 by

SR22, FR44 and Business Insurance News

Latest Updates

Non Owner DUI Insurance Oregon

Non Owner DUI Insurance Oregon

If you’ve been charged with DUI when driving a borrowed vehicle, you’ll have to buy non owner DUI insurance Oregon for license reinstatement. The state of Oregon requires vehicle owners to carry minimum liability insurance coverage of 25/50/20. But after a DUI violation you’ll have to carry SR22 insurance with higher minimum coverage.