Oregon SR22 Insurance

Last updated on November 2nd, 2018 by UltraCar Insurance

An Oregon SR22 certificate is a financial responsibility form that's filed with the Oregon DMV to reinstate a suspended driver's license.

Oregon SR22 insurance is a proof of financial responsibility form that must be filed with the Oregon DMV to reinstate a suspended driver’s license. The SR22 form is added as a rider to your auto insurance policy if you own a vehicle, or to a non-owner’s insurance policy if you don’t. An SR22 form is considered a guarantee that you will remain covered by the minimum liability insurance requirement during your license suspension period. If the SR22 lapses at all, your license will be suspended again.

When you need affordable Oregon SR22 insurance, UltraCar Insurance surveys top rated insurance providers to provide you with the lowest rates. We can obtain and file your SR22 certificate same day, allowing your license to be reinstated and getting you back on the road.

What is Oregon SR22 Insurance?

The state of Oregon requires drivers to carry a minimum of liability insurance coverage when operating a vehicle. These are the minimum amounts of coverage required, but additional coverage can be purchased:

$25,000 bodily injury per accident
$50,000 bodily injury liability for all injuries in an accident
$20,000 in property damage per accident

If you own a vehicle, Oregon SR22 insurance is a certificate of financial responsibility attached to your auto insurance policy. If you don’t own a vehicle, it covers you while driving a vehicle owned by another individual. When your insurance provider submits the SR22 Oregon filing to the Department of Motor Vehicles, it allows your driver’s license to be reinstated. Because an SR22 filing is a guarantee of insurance coverage to the state of Oregon, your SR22 policy is monitored closely by your insurance provider to ensure it is kept in force for the assigned time period. If the policy is canceled, lapses or expires, the insurance provider notifies the DMV by submitting an SR26 filing, and the individual’s license will be suspended again.

Two types of Oregon SR22 insurance are available: SR22 owner insurance and SR22 non owner insurance. SR22 insurance Oregon owner policies are for individuals who own a vehicle, and SR22 non owner insurance is for individuals who do not own a vehicle. See our Oregon Non Owner SR22 Insurance page for more information on this option if you do not own a vehicle.

Oregon DMV

Many informative links regarding license suspensions and reinstatement procedures can be found on the Oregon DMV Website.

UltraCar Insurance in Oregon

Experience the best in Oregon SR22 insurance service with UltraCar Insurance. Submit your inquiry using our secure online form or give us a call today!

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Non Owner DUI Insurance Oregon

March 23, 2018 | UltraCar Insurance

If you’ve been charged with DUI when driving a borrowed vehicle, you’ll have to buy non owner DUI insurance Oregon for license reinstatement. The state of Oregon requires vehicle owners to carry minimum liability insurance coverage of 25/50/20. But after a DUI violation you’ll have to carry SR22 insurance with higher minimum coverage.