Florida SR22 FR44

Are you unsure whether you need Florida SR22 or Florida FR44 insurance? Florida SR22 insurance is for license reinstatement after suspension for non-alcohol related violations. FR44 insurance is to reinstate a driver’s license after a DUI, or alcohol/drug related suspension. They’re both certificates of financial responsibility, required to be on file with the Florida DHSMV prior to license reinstatement. Florida SR22 FR44 insurance can be purchased as an owner-operator or non-owner certificate.

The process of driver’s license reinstatement starts with obtaining a Florida SR22 FR44 insurance certificate. Which type of certificate you file depends on the reason for your license suspension. Florida SR22 is for people with license suspensions not related to alcohol/drugs, and Florida FR44 is for people with license suspensions related to DUI / DWI offenses. Florida SR22 FR44 insurance must be carried for a period of three years. During that time the insurance must remain in good standing or the policyholder’s driver’s license will be suspended. Both Florida SR22 insurance and Florida FR44 insurance can be purchased by someone who owns a vehicle (owner policy) or by someone who does not own a car (non owner policy).

Whether you need an owner or non owner policy, we can help by surveying top rated insurance companies to find the best rate and policy to suit your needs. UltraCar Insurance can complete your Florida SR22 FR44 owner or non owner insurance filing for driver’s license reinstatement within 20 minutes.

What is Florida SR22?

Florida SR22 insurance is required of all individuals who have had their driver’s license suspended or revoked for offenses or convictions not related to alcohol. Florida SR22 insurance is available for individuals who own a vehicle and for non vehicle owners. See our Florida Non Owner SR22 Insurance page for more information.

Individuals who are required to carry Florida SR22 insurance must purchase following minimum amounts of coverage:

$10,000 bodily injury per accident
$20,000 bodily injury liability for all injuries in an accident
$10,000 in property damage in one accident

What is Florida FR44?

Florida FR44 insurance is required to reinstate a driver’s license after suspension for alcohol-related driving offenses, and this insurance must keep it in effect for a period of three years. Minimum coverage requirements for Florida FR44 insurance are higher than Florida SR22 minimum coverage requirements:

$100,000 bodily injury per individual per one accident
$300,000 bodily injury per one accident
$50,000 property damage per one accident

Florida FR44 insurance is available to both vehicle owners and non vehicle owners. See our Florida Non Owner FR44 Insurance page for more information.

More information about Florida SR22 FR44 insurance:

For more details about Florida licensing, motor vehicle laws, penalties for moving violations, license suspensions and revocations and license reinstatement related to Florida SR22 FR44 insurance – visit the Florida DHSMV website.

Information related to Florida SR22 FR44 insurance can be found on these pages on our website:

UltraCar Insurance will quickly find you the best rates for Florida SR22 FR44 insurance to reinstate your driver’s license and get back on the road. We always maximize your savings by comparing the rates of several insurance companies. Submit your inquiry using our secure online quote form, or give us a call today!

This article was last updated on December 3rd, 2021 by UltraCar Insurance