UltraCar Insurance makes obtaining Arizona SR22 insurance simple. This high-risk certificate is often costly, so we survey top-rated insurance companies to ensure you get the best price for the coverage you need. You can get SR22 insurance whether or not you own a vehicle. We can file your certificate in as little as 20 minutes, and you’ll be on your way to regaining your driving privileges!
Arizona requires all vehicle owners to carry at least minimum liability insurance coverage. If the state has suspended or revoked your driver’s license, you must buy Arizona SR22 insurance to reinstate it. Vehicle owners endorse the SR22 certificate to their auto insurance policy. When you don’t own a vehicle but occasionally borrow one, the certificate attaches to a non-owner insurance policy. Non-owner insurance is secondary to a vehicle owner’s auto insurance coverage.
Minimum auto liability coverage required in Arizona
- $15,000 bodily injury per accident
- $30,000 bodily injury liability for all injuries in an accident
- $10,000 in property damage in one accident
What is Arizona SR22 Insurance?
If you own a registered vehicle, your insurance provider attaches the SR22 certificate to your auto insurance policy and files it on your behalf with the Arizona Department of Transportation. Filing the SR22 certificate is the final step to reinstate your driver’s license. You must maintain the insurance policy that guarantees the certificate filing for three years. If the policy lapses or expires during this time, the insurance company notifies the Arizona Department of Transportation, resulting in another license suspension.
Can you get high-risk auto insurance if you don’t own a car?
You can reinstate your license by filing a non-owner SR22 certificate when you don’t own a vehicle. If you borrow someone’s vehicle on occasion, non owner SR22 insurance Arizona covers you as a driver. In an at-fault accident, it acts as secondary insurance to cover claims that exceed the vehicle owner’s primary insurance coverage.
Arizona DOT
Get more information on the Arizona Department of Transportation (ADOT) website:
UltraCar Insurance in Arizona
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