UltraCar Insurance makes obtaining Arizona SR22 insurance simple. This high risk insurance certificate can often be costly, so we survey top rated insurance companies to make certain you get the best price for the insurance you need. Arizona SR22 insurance is available whether you own a vehicle or not. UltraCar Insurance can file your Arizona SR22 certificate in as little as 20 minutes so you can be on your way to having your license reinstated.
Arizona requires all vehicle owners to insure their vehicles with minimum mandated coverage. If you have had your driver’s license suspended or revoked, you will be required to purchase Arizona SR22 insurance in order to have your license reinstated. If you own a vehicle, the SR22 certificate serves as an endorsement or rider to your primary insurance policy. If you do not own a vehicle, but borrow one on occasion, the SR22 certificate serves as liability only insurance that is secondary to the vehicle owner’s primary insurance policy.
Minimum mandatory insurance requirement for Arizona:
If you own a registered vehicle, Arizona SR22 insurance is a certificate of financial responsibility that is attached to your primary auto insurance policy. The SR22 certificate is filed by your insurance provider on your behalf with the State of Arizona. This starts the process of driver’s license reinstatement. Arizona SR22 insurance must be maintained for a period of two to three years. If the policy lapses, expires or is canceled during this time, the Arizona Department of Motor Vehicles will be informed by your insurance provider, and your license will once again be suspended.
If you do not own a vehicle, Arizona SR22 insurance can be obtained through a non owner SR22 certificate. If you borrow someone’s vehicle on occasion, a non owner SR22 insurance policy is insures you as a driver; and in the event of an at-fault accident, it acts as secondary insurance to cover amounts in excess of the vehicle owner’s primary insurance coverage.
More Information can be found at the Arizona DMV Website.
UltraCar Insurance will find you the best rate possible for owner or non owner Arizona SR22 insurance. Please call about any questions or concerns you have, or submit an inquiry using our secure online form today!
Non owner SR22 insurance Arizona is a liability-only certificate of financial responsibility that the state requires for Arizona license reinstatement. It is purchased by drivers who do not own a vehicle, and is filed by their insurance provider with the Arizona Department of Motor Vehicles. Non owner SR22 insurance covers an individual with the minimum required liability insurance when driving any non owned vehicle. When you need non owner SR22 insurance Arizona, count on UltraCar Insurance to find the best policy and rate for your needs.