Make UltraCar Insurance your source for low rates on Nebraska SR22 insurance and timely SR22 certificate filing. We work with top-rated insurance companies to offer the lowest rates available. Our agents will issue and electronically file your certificate with the Nebraska DMV in as little as 20 minutes.
Drivers must purchase SR22 insurance to reinstate their licenses after a suspension for motor vehicle violations. The minimum liability insurance coverage Nebraska requires all drivers to maintain is:
- $25,000 bodily injury per accident
- $50,000 bodily injury liability for all injuries in an accident
- $25,000 in property damage per accident
What is Nebraska SR22 Insurance?
SR22 insurance is not a policy. It’s a certificate of financial responsibility issued by an insurance provider and attached to an auto or non-owner insurance policy. The insurance provider files the SR22 certificate with the Nebraska Department of Motor Vehicles to reinstate a driver’s license. Insurance companies that underwrite SR22 policies monitor them to ensure they remain current for the required time. Drivers must carry high-risk insurance for at least 3 years. If a policyholder misses a premium payment or cancels their policy, the insurance company files an SR26 form, and the DMV suspends their license.
You can get an owner or non-owner insurance policy. An owner policy is for drivers who own a vehicle, while a non-owner policy is for those who don’t own a car. For more information on non-owner insurance, see our Non Owner SR22 Insurance Nebraska page.
Broad Form Insurance Nebraska
If you want a very low auto insurance rate, consider broad form insurance. The trade-off for such low rates is very limited liability coverage. Broad form vehicle insurance is “named operator coverage” because it covers only you when driving your own vehicle(s). Because of the bare-bones coverage it provides, you should speak with one of our agents to determine if it’s suitable for you. If you don’t own a vehicle, you can purchase a broad-form non-owner policy for license reinstatement. (See What is Broad SR22 Insurance? for more information).
Nebraska DMV
Get more details about Nebraska’s financial responsibility requirements on the state DMV website.
UltraCar Insurance in Nebraska
Whether you need owner or non-owner Nebraska SR22 insurance, you can rely on UltraCar Insurance to quickly find the best rate to suit your needs. For affordable rates, call us or get an online quote today!
