Washington SR22 Insurance

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Washington SR22 Insurance

Washington SR22 Insurance

There are various reasons you may need to file a Washington SR22 insurance certificate. Some of them include driving without insurance, excessive traffic violations, at-fault accidents, a DUI violation or a court order. These situations can result in suspension of your driver’s license, which requires an SR22 filing to reinstate your driving privileges. Owner and non-owner SR22 certificates are available. Washington state also has another low-cost insurance option called broad form insurance, to which you can add an SR22 certificate.

When you need Washington SR22 insurance, it’s important to find affordable rates. UltraCar Insurance can provide you with the most competitive rates on SR22 insurance Washington State from top rated insurance providers. We understand that you need to get back on the road as quickly as possible. We can usually obtain and file your SR22 certificate with the Washington Department of Licensing in as little as 20 minutes.

One of the most common reasons people need Washington SR22 insurance is for driving without insurance, which results in license suspension. Washington drivers who own a vehicle must carry the following minimum liability insurance coverage:

  • $25,000 bodily injury per accident
  • $50,000 bodily injury liability for all injuries in an accident
  • $10,000 in property damage per accident

What is Washington SR22 Insurance?

Washington requires drivers with suspended licenses to buy Washington SR22 insurance as a condition for license reinstatement. The SR22 is an endorsement to an auto or non-owner insurance policy. An insurance provider files the certificate with the Washington Department of Licensing (DOL). You must maintain your SR22 policy in good standing for three to five years. Insurance companies closely monitor high-risk auto insurance policies to ensure they remain in force for the time assigned. If your insurance policy lapses or expires, the insurance company submits an SR26 filing to the Washington DOL, which notifies them that you no longer carry liability insurance. This results in another suspension of your license.

There are two types of SR22 insurance in Washington. Owner insurance is for individuals who own a vehicle. Non owner insurance is for people who do not own a car. Refer to our pages titled Washington Non Owner SR22 Insurance and Non Owner SR22 Washington State for more detailed information on the non owner insurance option.

Washington Broad Form Insurance

If you’re looking for very low Washington auto insurance rates, you may want to check into Washington broad form insurance, also called named operator coverage. The trade-off for the low cost of this insurance is bare bones liability coverage. Broad form insurance covers you if you own or drive one or more vehicles, or if you don’t own a vehicle. You can also purchase Broad form insurance with an SR22 certificate for license reinstatement. Get detailed information about the coverage limitations of this type of policy in these articles: Broad Form Vehicle Insurance and What is Broad Form SR22 Insurance?

Washington DMV

Detailed information related to Washington SR22 insurance and license suspension can be found on the Washington DOL website.

UltraCar Insurance in Washington

When you need SR22 insurance for license reinstatement, depend on UltraCar Insurance. We quickly find the lowest rate to suit your needs and file your high-risk certificate with the state. Call us today, or click the quote button for affordable Washington SR22 insurance quotes.

This article was last updated on January 12th, 2023 by

SR22, FR44 and Business Insurance News

Latest Updates

The DUI-E Washington law prohibits texting and driving.

DUI-E Washington

Many states are enacting distracted driving laws. In July 2017 Washington state enacted a distracted driving law called DUI-E Washington. DUI-E means driving under the influence of electronics. This legislation responds to the documented dangers of using cell phones or other electronic devices while operating a vehicle.