When you need Washington SR22 insurance, it’s important to find affordable rates. UltraCar Insurance can provide you with the most competitive rates on SR22 insurance Washington State from top rated insurance providers. We understand that you need to get back on the road as quickly as possible. We can usually obtain and file your SR22 certificate with the Washington Department of Licensing in as little as 20 minutes.
One of the most common reasons people need Washington SR22 insurance is for driving without insurance, which results in license suspension. Washington drivers who own a vehicle must carry the following minimum liability insurance coverage:
- $25,000 bodily injury per accident
- $50,000 bodily injury liability for all injuries in an accident
- $10,000 in property damage per accident
What is Washington SR22 Insurance?
Washington requires drivers with suspended licenses to buy Washington SR22 insurance as a condition for license reinstatement. The SR22 is an endorsement to an auto or non-owner insurance policy. An insurance provider files the certificate with the Washington Department of Licensing (DOL). You must maintain your SR22 policy in good standing for three to five years. Insurance companies closely monitor high-risk auto insurance policies to ensure they remain in force for the time assigned. If your insurance policy lapses or expires, the insurance company submits an SR26 filing to the Washington DOL, which notifies them that you no longer carry liability insurance. This results in another suspension of your license.
There are two types of SR22 insurance in Washington. Owner insurance is for individuals who own a vehicle. Non owner insurance is for people who do not own a car. Refer to our pages titled Washington Non Owner SR22 Insurance and Non Owner SR22 Washington State for more detailed information on the non owner insurance option.
Washington Broad Form Insurance
If you’re looking for very low Washington auto insurance rates, you may want to check into Washington broad form insurance, also called named operator coverage. The trade-off for the low cost of this insurance is bare bones liability coverage. Broad form insurance covers you if you own or drive one or more vehicles, or if you don’t own a vehicle. You can also purchase Broad form insurance with an SR22 certificate for license reinstatement. Get detailed information about the coverage limitations of this type of policy in these articles: Broad Form Vehicle Insurance and What is Broad Form SR22 Insurance?
Detailed information related to Washington SR22 insurance and license suspension can be found on the Washington DOL website.
UltraCar Insurance in Washington
When you need SR22 insurance for license reinstatement, depend on UltraCar Insurance. We quickly find the lowest rate to suit your needs and file your high-risk certificate with the state. Call us today, or click the quote button for affordable Washington SR22 insurance quotes.
This article was last updated on January 12th, 2023 by UltraCar Insurance