Missouri SR22 Insurance

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Missouri SR22 Insurance

Missouri SR22 Insurance

If your license has been suspended after a motor vehicle violation or legal judgment, Missouri SR22 insurance will be required to reinstate your license. Carrying SR22 insurance is the only way that you will be able to continue driving during your suspension period, usually between 3-5 years. Either a Missouri SR22 owner or non-owner policy can be purchased, depending on whether you own a vehicle or not.

UltraCar Insurance is your source for accurate information and low rates on Missouri SR22 insurance. We understand that you need to get back on the road as quickly as possible after suspension or revocation of your driver’s license. We work with top rated insurance providers on your behalf to ensure that you get the best SR22 insurance for your particular needs. UltraCar Insurance can obtain and file your Missouri SR22 insurance certificate with the state Department of Motor Vehicles in as little as 20 minutes.

What is Missouri SR22 Insurance?

The state of Missouri requires an SR22 insurance certificate to be filed in order to reinstate a driver’s suspended or revoked license. Reasons for driver’s license suspension or revocation may include:

  • Driving without proper insurance
  • Too many tickets or points against a driver’s record
  • Uninsured accidents
  • Failure to consent to a DUI or DWI test
  • DUI or DWI conviction
  • Child support and neglect cases
  • Legal judgments

For the reasons stated above, Missouri SR22 insurance is also known as high risk insurance. SR22 insurance is inancial responsibility certificate that guarantees the state that you carry the minimum liability insurance coverage required. When an SR22 policy is in effect, it is closely monitored by your insurance provider.  If you allow the SR22 insurance policy to lapse or become void at any time during the time period assigned by the state, your insurance provider will file an SR26 form with the DMV notifying them that you are no longer legally insured to drive. The DMV will then suspend driving privileges once again. Missouri SR22 insurance is typically required to be carried for a period of three to five years, and must be maintained at all times during this period.

Missouri Non Owner Insurance

There are two types of Missouri SR22 insurance: SR22 owner insurance and SR22 non owner insurance.  SR22 owner insurance is for persons who own a vehicle; the SR22 certificate is attached to their auto insurance policy for a specified time period. SR22 non owner insurance is for persons who do not own a vehicle; it insures the individual while operating a vehicle that is owned by someone else. See our Missouri Non Owner SR22 Insurance page for more information on non owner SR22 policies.

Following is the minimum liability insurance coverage that must be carried by Missouri motorists. While these are the minimum amounts, all insurance providers offer the option to purchase higher limits.

  • $25,000 bodily injury per accident
  • $50,000 bodily injury liability for all injuries in an accident
  • $10,000 in property damage in one accident

Missouri DMV

More Information can be found at the Missouri DMV Website.

UltraCar Insurance in Missouri

Experience the best in Missouri SR22 insurance service with UltraCar Insurance. Submit your inquiry using our secure online form or give us a call today!

This article was last updated on December 14th, 2021 by

SR22, FR44 and Business Insurance News

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