Count on UltraCar Insurance for affordable South Carolina SR22 insurance. Finding companies that offer high risk insurance at reasonable rates can be difficult. We work quickly to find you competitive quotes from top rated insurance providers. Our licensed agents start the process of reinstating your driver’s license as soon as you contact us. Many companies make service promises, but can’t deliver. UltraCar Insurance can have your certificate filed with the South Carolina Department of Motor Vehicles within an hour, in many cases allowing your license to be reinstated the same day.
What is South Carolina SR22 Insurance?
SR22 insurance South Carolina is a high risk insurance policy required by the state in order to reinstate a driver’s license. SR22 insurance is a certificate of financial responsibility that is attached to a driver’s insurance policy, and filed with the South Carolina Department of Motor Vehicles. It serves as a guarantee that the policyholder will keep in effect the required amount of liability insurance (see paragraph below) for a specified time period. Typically, drivers who must carry high-risk insurance must do so for three years. If the driver fails to maintain their SR22 insurance during the assigned time period, the insurance provider contacts the DMV by filing an SR26 form. When the DMV receives this filing, it will immediately suspend the motorist’s driving privileges.
South Carolina Minimum Liability Insurance Coverage Requirements:
- $25,000 bodily injury per accident
- $50,000 bodily injury liability for all injuries in an accident
- $25,000 in property damage per accident
There are two types of South Carolina SR22 insurance – owner SR22 insurance and non owner SR22 insurance. Non owner SR22 insurance is for individuals who have a driver’s license but do not own a vehicle. See our page titled South Carolina Non Owners SR22 Insurance for more information.
Is your license suspension a result of a DUI conviction? You may need to install an ignition interlock device to reinstate your license. We partner with Intoxalock IID services to assist our customers.
More Information can be found at the South Carolina DMV Website.
UltraCar Insurance in South Carolina
Depend on UltraCar Insurance for quick South Carolina SR22 insurance service, whether you need SR22 owner or non owner insurance. Call us or start a quote now using our secure online form!
This article was last updated on October 13th, 2022 by UltraCar Insurance