Virginia SR22 FR44 Insurance

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Virginia SR22 FR44 Insurance

Virginia SR22 FR44 Insurance

This is an example of a Virginia FR44 Certificate

To reinstate your driver's license after a DUI suspension, filing a Virginia FR44 certificate with the DMV is required.

If you want to reinstate your driving privileges after a license suspension, Virginia SR22 FR44 insurance is required. Virginia has two certificate types – Virginia SR22 for non-alcohol or drug-related motor vehicle violations and Virginia FR44 for DUI-related offenses. Both certificates are available to vehicle owners or non-vehicle owners. The state requires those who need Virginia SR22 FR44 insurance to carry it for 3 to 5 years.

UltraCar Insurance provides some of the most competitive Virginia SR22 FR44 insurance rates in the industry, tailored to your situation. We’ll write your policy and file your certificate with the Virginia Department of Motor Vehicles (DMV) in as little as 20 minutes.

What is Virginia SR22 FR44 insurance?

To reinstate your driving privileges after license suspension, you’ll need Virginia SR22 FR44 insurance. What’s the difference between SR22 or FR44 insurance? To reinstate your license after non-alcohol or drug-related license suspensions, you’ll buy SR22 insurance Virginia. If your license suspension is for a DUI conviction, you’ll get Virginia FR44 insurance.

Vehicle owners need an owner/owner-operator policy. People who don’t own a car, truck, or motorcycle will need to buy Non Owner SR22 Insurance Virginia or Non Owner FR44 Virginia. Your insurance provider attaches the certificate to your policy, then files it with the DMV. After the filing process is complete, you’ll have to maintain your policy for 3 to 5 years. During that time, an insurance underwriter monitors your policy to ensure it stays current. If it lapses, the insurance company notifies your insurance provider, who files an SR26 for FR46 form with the DMV. This filing tells the state that you’re no longer insured, resulting in another license suspension.

Virginia SR22 FR44 insurance minimum liability coverage

Minimum coverage requirements for Virginia SR22 insurance are:

  • $30,000 bodily injury per person
  • $60,000 bodily injury liability for all injuries in an accident
  • $20,000 property damage per accident
  • $30,000 per person/$60,000 per accident uninsured motorist bodily injury
  • $20,000 uninsured motorist property damage

Minimum coverage requirements for Virginia FR44 insurance are:

  • $60,000 bodily injury per person
  • $120,000 bodily injury liability for all injuries in an accident
  • $40,000 property damage per accident
  • $30,000 per person/$60,000 per accident uninsured motorist bodily injury
  • 20,000 uninsured motorist property damage

Virginia FR44 coverage requirements are higher than for SR22; thus, the premiums are also higher.

Virginia DMV

Get more information about Driver’s License Reinstatement on the Virginia DMV website.

More about Virginia high-risk insurance:

UltraCar Insurance in Virginia

Experience the best in Virginia SR22 FR44 insurance service with UltraCar Insurance. Talk with one of our licensed agents, or start an online quote now!

This article was last updated on January 7th, 2022 by

SR22, FR44 and Business Insurance News

Latest Updates

Our insurance agents keep you in compliance with FR44 if you’re moving out of state.

What happens to my FR44 if I move out of state?

Our Florida and Virginia clients frequently ask, “Do I have to keep my FR44 if I move out of state?” And it’s a valid question, because Florida and Virginia are the only states that require an FR44 specifically for DUI or DWI license suspensions.

If you've had one too many accidents, get license reinstatement with Virginia SR22 insurance.
What is FR44 insurance in Florida and Virginia?
For Virginia license reinstatement after a DUI, you'll need FR44 insurance.
Virginia Non Owners Insurance
DUI in Virginia
Non Owner FR44 Virginia
What is FR44 Insurance Virginia?
SR22 Insurance Virginia
Non Owner SR22 Insurance Virginia
Virginia FR44 Insurance