Virginia SR22 FR44 Insurance

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Virginia SR22 FR44 Insurance

Get friendly service and low rates on Virginia SR22 and FR44 insurance.Virginia SR22 FR44 Insurance

This is an example of a Virginia FR44 Certificate

To reinstate your driver's license after a DUI suspension, filing a Virginia FR44 certificate with the DMV is required.

If you want to reinstate your driving privileges after a license suspension, Virginia SR22 FR44 insurance is required. Virginia has two certificate types – Virginia SR22 for non-alcohol or drug-related motor vehicle violations and Virginia FR44 for DUI-related offenses. Both certificates are available to vehicle owners or non-vehicle owners. The state requires those who need Virginia SR22 FR44 insurance to carry it for 3 to 5 years.

UltraCar Insurance provides some of the most competitive Virginia SR22 FR44 insurance rates in the industry, tailored to your situation. We’ll write your policy and file your certificate with the Virginia Department of Motor Vehicles (DMV) in as little as 20 minutes.

What is Virginia SR22 FR44 insurance?

To reinstate your driving privileges after license suspension, you’ll need Virginia SR22 FR44 insurance. What’s the difference between SR22 or FR44 insurance? To reinstate your license after non-alcohol or drug-related license suspensions, you’ll buy SR22 insurance Virginia. If your license suspension is for a DUI conviction, you’ll get Virginia FR44 insurance.

Vehicle owners need an owner/owner-operator policy. People who don’t own a car, truck, or motorcycle will need to buy Non Owner SR22 Insurance Virginia or Non Owner FR44 Virginia. Your insurance provider attaches the certificate to your policy, then files it with the DMV. After the filing process is complete, you’ll have to maintain your policy for 3 to 5 years. During that time, an insurance underwriter monitors your policy to ensure it stays current. If it lapses, the insurance company notifies your insurance provider, who files an SR26 for FR46 form with the DMV. This filing tells the state that you’re no longer insured, resulting in another license suspension.

Minimum Virginia SR22 FR44 Coverage Requirements

SR22 insurance minimum coverage

  • $30,000 bodily injury per person
  • $60,000 bodily injury liability for all injuries in an accident
  • $20,000 property damage per accident
  • $30,000 per person/$60,000 per accident uninsured motorist bodily injury
  • $20,000 uninsured motorist property damage

FR44 insurance minimum coverage *

  • $60,000 bodily injury per person
  • $120,000 bodily injury liability for all injuries in an accident
  • $40,000 property damage per accident
  • $30,000 per person/$60,000 per accident uninsured motorist bodily injury
  • 20,000 uninsured motorist property damage

* Virginia FR44 coverage requirements are higher than SR22; thus, the premiums are also higher.

Virginia DMV

Get more information about Driver’s License Reinstatement on the Virginia DMV website.

Related Information about High-Risk Auto Insurance

UltraCar Insurance in Virginia

Experience the best in Virginia SR22 FR44 insurance service with UltraCar Insurance. Talk with one of our licensed, friendly agents – or start an online quote today!

This article was last updated on October 13th, 2023 by

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