Illinois SR22 Insurance

Count on us for quick service when you need Illinois SR22 insurance. Get started with a quick quote or call today.

Start Your Quote
Illinois SR22 Insurance

Are you looking for affordable Illinois SR22 insurance quotes?

The state of Illinois requires anyone who has had their license suspended to carry Illinois SR22 insurance to reinstate driving privileges. The SR22 certificate is filed with the state DMV, and is usually required to be kept without lapse for 3 years. SR22 is a guarantee to the state that the driver remains covered by the required liability insurance during their suspension period.

Illinois SR22 insurance can be quite costly and time consuming to shop for on your own. Finding the best rates is crucial. UltraCar Insurance works with top auto insurance companies to find the best owner or non-owner SR22 rate for your needs. We quickly and accurately file your certificate in twenty minutes, start to finish.

Illinois requires all high risk drivers with license suspensions to carry SR22 insurance. A variety of reasons cause driver’s license suspensions. Some common causes include:

  • Driving without insurance coverage
  • Accumulating too many tickets (points) on the driving record
  • At-fault accidents
  • DUI or DWI convictions
  • Child support cases and other court orders

What is Illinois SR22 Insurance?

SR22 in Illinois is a certificate of financial responsibility endorsed to an auto or non-owner insurance policy. The insurance policy must cover a minimum amount of liability coverage for bodily injury and property damage. Your insurance provider files the SR22 certificate with the state DMV, which considers it a guarantee of insurance coverage. Generally, drivers who require high-risk insurance must carry it for three years. If the policy lapses during that time, the insurance company files an SR26 form with the DMV. That filing results in another license suspension.

Non-Owner SR22 Insurance

Illinois SR22 insurance coverage can be liability only, or with collision and comprehensive coverage if you own a vehicle.  If you do not own a vehicle, you can purchase a non owner policy.

Learn more about SR22 insurance without a car.

Minimum Required Coverage

The state of Illinois requires drivers to carry the following minimum liability insurance coverage (most recent requirements per Illinois State Bill 1898):

  • $25,000 bodily injury per accident
  • $50,000 bodily injury liability for all injuries in an accident
  • $20,000 in property damage per accident

Illinois DMV

You can find detailed information about motor vehicle licensing, laws and penalties on the Illinois DMV website.

UltraCar Insurance in Illinois

We survey Illinois SR22 insurance rates from several companies so we can present the best rate for your needs. Click the button above for quick online quotes or call us today!

This article was last updated on March 30th, 2023 by

SR22, FR44 and Business Insurance News

Latest Updates

Woman arrested for Illinois DUI will need to get SR-22 insurance.

The Personal & Legal Impacts of Illinois DUI

Driving under the influence (DUI) is a motor vehicle offense with far-reaching impacts on the individual and society. Illinois DUI cases are alarmingly common, so let’s consider the full extent of the outcomes and legal implications of driving under the influence.