SR22 FR44 insurance is high risk insurance in the form of a certificate that’s filed with your state Department of Motor Vehicles (DMV) by a licensed insurance agent. These certificates are a prerequisite to reinstate their driver’s license. Individuals who own a vehicle will have their SR22 or FR44 certificate attached as a rider to their auto insurance policy for a period of time required by their state (owner/owner-operator SR22 FR44). People who don’t own a vehicle will obtain a non-owner SR22 FR44 insurance certificate to file with the state DMV.
SR22 Insurance by State
Most states have SR22 insurance requirements that allow people to lawfully operate a vehicle after a license suspension, whether it is alcohol related (DUI/DWI) or does not involve an alcohol or drug violation. UltraCar Insurance offers SR22 insurance in the following states:
- North Dakota
- Rhode Island
- South Carolina
SR22 FR44 Insurance in Florida & Virginia
Two states, Florida and Virginia, require people with a DUI/DWI conviction to file a different type of form for license reinstatement – an FR44 certificate. The difference between SR22 and FR44 insurance certificates in Florida and Virginia is that SR22 is specifically for non-alcohol or drug related moving violations; FR44 is for alcohol or drug related motor vehicle violations.
UltraCar Insurance agents are licensed in 34 states, and specialize in providing SR22 FR44 insurance. For low rates on SR22 and FR44 insurance and quick filing, give us a call or start a quote today.