SR22/FR44 insurance are high risk insurance certificates filed with your state by a licensed insurance agent as a way to reinstate their drivers license. Individuals who own a vehicle will have their SR22 or FR44 certificate attached as a rider to their auto insurance policy for a period of time required by their state (owner or owner-operator SR22/FR44). People who don’t own a vehicle will obtain a non-owner SR22/FR44 insurance certificate to file with the state.
Most states have SR22 insurance requirements that allow people to lawfully operate a vehicle after a license suspension, whether it is alcohol related (DUI/DWI) or does not involve an alcohol or drug violation. UltraCar Insurance offers SR22 insurance in the following states:
- Rhode Island
- South Carolina
Two states, Florida and Virginia, require persons with a suspended license due to a DUI / DWI offense to file a different type of certificate for license reinstatement – FR44. The SR22 FR44 difference in Florida and Virginia is that SR22 is specifically for non-alcohol or drug related moving violations and FR44 is for alcohol or drug related motor vehicle violations.
UltraCar Insurance has agents licensed in each state who specialize in providing SR22/FR44 insurance certificates in 33 states. For low SR22/FR44 insurance rates and quick filing, give us a call or complete our quote form today.