SR22 and FR44 insurance are high-risk insurance policies with an SR22 or FR44 rider (certificate). An insurance provider files the certificate with your state DMV, which the state requires you to file to reinstate your driver’s license after a suspension. Your agent attaches the certificate to your auto insurance policy if you own a vehicle. If you don’t own a car, you’ll get a non-owner SR22 or FR44 insurance policy and file the financial responsibility form with your state DMV.
High-Risk Auto Insurance by State
Most states have SR22 requirements that allow people to reinstate their driving privileges. These requirements enable you to reinstate your license after DUI/DWI or non-alcohol and drug-related suspensions. UltraCar Insurance offers high-risk insurance in the following states:
- North Dakota
- Rhode Island
- South Carolina
SR22 FR44 Insurance in Florida & Virginia
Florida and Virginia have two types of high-risk insurance certificates. So, what’s the difference between SR22 and FR44 in Florida and Virginia? FR44 is for license reinstatement only after DUI/DWI convictions.
UltraCar Insurance agents are experienced and licensed in 34 states to provide high-risk auto insurance. For affordable quotes on high-risk insurance and quick filing, give us a call or start an online quote today!
This article was last updated on August 15th, 2023 by UltraCar Insurance