SR22 FR44 insurance is high risk insurance in the form of a certificate that’s filed with your state by a licensed insurance agent. These certificates are a prerequisite to reinstate their driver’s license. Individuals who own a vehicle will have their SR22 or FR44 certificate attached as a rider to their auto insurance policy for a period of time required by their state (owner/owner-operator SR22 FR44). People who don’t own a vehicle will obtain a non-owner SR22 FR44 insurance certificate to file with the state.
SR22 Insurance by State
Most states have SR22 insurance requirements that allow people to lawfully operate a vehicle after a license suspension, whether it is alcohol related (DUI/DWI) or does not involve an alcohol or drug violation. UltraCar Insurance offers SR22 insurance in the following states:
- Rhode Island
- South Carolina
SR22 FR44 Insurance in Florida
Two states, Florida and Virginia, require persons with a suspended license due to a DUI or DWI offense to file a different type of form for license reinstatement – an FR44 certificate. The difference between SR22 and FR44 certificates in Florida and Virginia is that SR22 is specifically for non-alcohol or drug related moving violations; FR44 is for alcohol or drug related motor vehicle violations.
UltraCar Insurance has agents licensed in each state who specialize in providing SR22 FR44 insurance in 33 states. For low SR22 and FR44 insurance rates with quick filing, give us a call or complete start a quote today.