SR22 and FR44 insurance are high-risk insurance policies with an SR22 or FR44 rider (certificate). An insurance provider files the certificate with your state DMV, which is a prerequisite to reinstate your driver’s license after a suspension. Your agent endorses the certificate to your auto insurance policy if you own a vehicle. If you don’t own a car, you’ll get a non-owner SR22 FR44 insurance policy and file the financial responsibility form with your state DMV.
High-risk insurance by state
Most states have SR22 requirements that allow people to reinstate their driving privileges. These requirements enable you to reinstate your license after DUI/DWI or non-alcohol and drug-related suspensions. UltraCar Insurance offers high-risk insurance in the following states:
- North Dakota
- Rhode Island
- South Carolina
SR22 FR44 insurance for DUI in Florida & Virginia
Florida and Virginia have two types of high-risk insurance certificates – SR22 and FR44 insurance. So, what’s the difference between SR22 and FR44 in Florida and Virginia? FR44 is for license reinstatement only after DUI/DWI convictions.
UltraCar Insurance agents are licensed in 34 states and specialize in providing SR22 and FR44 insurance. For affordable quotes on high-risk insurance and quick filing, give us a call or start an online quote today!
This article was last updated on April 26th, 2023 by UltraCar Insurance