UltraCar Insurance specializes in Texas SR22 insurance at competitive rates. SR22 insurance can be costly, so it’s a relief to have a company that works on your behalf to bring you the best insurance rates possible. To keep your costs down, we survey top rated companies for low rates on SR22 insurance Texas. We can obtain and file your SR22 certificate with the Texas Department of Public Safety in as little as 20 minutes, so you can regain your driving privileges as quickly as possible.
What is Texas SR22 Insurance?
High-risk SR22 insurance is a certificate of financial responsibility your auto insurance provider files on your behalf with the Texas Department of Public Safety (DPS). Purchasing SR22 insurance allows you to reinstate your license by guaranteeing you have liability insurance coverage for a specific time. Drivers who need to carry high-risk insurance must keep it current for three to five years. Your SR22 filing is a guarantee of insurance coverage. Therefore, if you let your SR22 policy lapse during the required time, the insurance company that wrote your policy must file an SR26 form with the Texas DPS. The SR26 form notifies the DPS that you no longer have liability insurance coverage, which results in another license suspension.
There are two types of Texas SR22 insurance policies: owner and non owner. Non owner SR22 insurance is for drivers who want to reinstate their license, but do not own a vehicle.
Related: Non Owner SR22 vs SR22 Insurance
Minimum Liability Insurance Coverage Requirements in Texas:
- $30,000 bodily injury per accident
- $60,000 bodily injury liability for all injuries in an accident
- $25,000 in property damage per accident
More information about reinstating your suspended Texas license can be found at the Texas DPS Website.
UltraCar Insurance in Texas
Let UltraCar Insurance find the right SR22 policy and rate you need. For a fast high-risk insurance filing at low rates, click the quote button above or give us a call today!
This article was last updated on January 11th, 2023 by UltraCar Insurance