When you’re required to purchase Alabama SR22 insurance to reinstate your driver’s license, you need a company that works on your behalf. UltraCar Insurance will obtain and deliver your Alabama SR22 insurance filing in as little as 20 minutes, start to finish. We write strictly with top rated companies that are leaders in the insurance industry to find the best prices for your needs. Whether you need an owner or non owner policy, make Ultracar Insurance your Alabama SR22 insurance provider.
When your license has been suspended, purchasing Alabama SR22 insurance is a necessity for license reinstatement, whether or not you own a vehicle. SR22 insurance is a certificate of financial responsibility that is attached to your auto insurance policy and filed with Alabama State Department of Motor Vehicles. This insurance is typically required to be kept for three to five years, and must be maintained throughout the required period, or your license will once again be suspended.
The minimum mandatory insurance coverage that Alabama requires all drivers to carry:
- $25,000 for property damage in an accident
- $50,000 bodily injury liability for all injuries in an accident
- $25,000 bodily injury for one person injured in an accident
What is Alabama SR22 Insurance (owner)?
Alabama SR22 owner insurance is liability coverage for people who own a vehicle in Alabama. Alabama SR22 non owner insurance is coverage for persons who do not own a vehicle, but may borrow another person’s vehicle on occasion. An SR22 non owner policy is secondary liability insurance covering any amount that exceeds the automobile owner’s primary insurance maximum limit.
The Alabama Department of Revenue website (Motor Vehicles) has links to more information about the Alabama Mandatory Liability Insurance Law.
More information about Alabama SR22
For more information relating to Alabama SR22 insurance, please visit these articles on our website:
- Alabama License Reinstatement
- Non Owner SR22 vs SR22 Insurance
- How SR22 costs are determined
- Can you buy SR22 insurance without a vehicle?
UltraCar Insurance in Alabama
UltraCar Insurance offers low Alabama SR22 insurance rates by comparing the rates of several insurance companies to maximize your savings. Submit your inquiry using our secure quote form, or call us today!