Blog Posts

This is the Blog Posts for UltraCar Insurance. Your source for SR22 & FR44 Insurance.

In Florida, there's a difference between non-owner SR22 and non-owner FR44 insurance for license reinstatement.

Differences Between Non-Owner SR22 & Non-Owner FR44 Insurance

When you don’t own a vehicle and want to reinstate your driver’s license, do you know what kind of insurance you’ll need? For license reinstatement, you must buy an auto insurance policy with a non-owner SR22 or non-owner FR44 certificate endorsement. In Florida, there are differences between the two certificates.

When you want to reinstate your driver’s license and don’t own a vehicle, it will help to know the differences between non-owner SR22 and non-owner FR44 insurance.

An SR-22 provider in Oregon offering an insurance policy.

7 Things To Know When Choosing An SR-22 Insurance Provider in Oregon

There’s much to know about choosing an SR-22 insurance provider in Oregon. However, for most people, the overriding factor is the cost. A licensed high-risk auto insurance provider will identify the lowest rate for your specific case.

Do you need an SR-22 certificate to reinstate your driver’s license or maintain your driving privileges?

A man with high-risk auto insurance in Oregon driving a car.

How To Get High-Risk Auto Insurance In Oregon

High-risk auto insurance in Oregon is another name for SR-22 insurance. Drivers with a license suspension need this insurance to reinstate their driving privileges. The SR-22 filing certifies that the driver’s insurance policy meets the state’s minimum liability coverage requirements. It’s usually more costly than standard/preferred auto insurance.

If you have a driving-related offense, the state will require you to carry high-risk auto insurance in Oregon. It requires attaching an

A young woman driving a car with Virginia FR-44 insurance.

Responsible Driving: What is “Legally Drunk” In Virginia?

A BAC of 0.08% indicates being legally drunk in Virginia. However, because of many variables, there is no clear way to know how many drinks it takes to reach a BAC of 0.08% for every person. An officer can charge someone with a DUI if their driving ability is visibly impaired – even if their BAC is lower than 0.08%.

What does it mean to be legally drunk in Virginia? A basic definition of drunk driving is when a driver illegally operates a vehicle when their blood

Car damage that requires SR-22 or FR-44 auto insurance.

How To Get The Right Kind of Auto Insurance

States have minimum auto insurance coverage requirements, meaning you can’t legally drive without carrying liability insurance. Car insurance financially protects you if you cause an accident. But there are a variety of insurance types and options, so how do you get the right kind of auto insurance? Understanding the different types of insurance and coverage options will help you select the best policy.

If you need SR-22 or FR-44 insurance to reinstate your license, you should think about the right kind of auto insurance options for you now.

Florida driver with FR-44 insurance.

Factors That Affect Your FR-44 Insurance Rates

Are you looking for affordable Florida FR-44 insurance rates? A DUI license suspension in Florida requires filing an FR-44 insurance certificate for reinstatement. Factors to consider about that filing are rate affordability and policy coverage.

In most states, an SR-22 certificate proves you have valid auto insurance. In two states, however, high-risk FR-44 insurance is specifically for DUI-related violations and reinstatement.

driving in Florida

Florida License Reinstatement Made Easy

The state will suspend your license for accumulating many points on your driving record or getting a drunk driving conviction. Florida license reinstatement can be easy or challenging, depending on the circumstances of your suspension. Regardless, you’ll need Florida SR22/FR44 insurance to get back on the road.

Anyone who has lost their driver’s license knows that getting Florida license reinstatement quickly is a top priority. When you lose driving privileges,

A person drinking and driving will need Oregon SR-22 insurance.

Get Back On The Road After An Oregon DUI License Suspension

An Oregon SR-22 insurance filing is necessary to restore your driving privileges after an Oregon DUI license suspension. This involves endorsing an SR-22 certificate to an auto or non-owner insurance policy. High-risk auto insurance providers like UltraCar Insurance offer policies that meet minimum SR-22 liability coverage requirements and file the certificate for you.

Getting an Oregon DUI license suspension is frustrating since you lose

Young driver enjoying a car ride

How To Get Affordable Non-Owner SR-22 & FR-44 Insurance

Auto insurance providers specializing in non-owner SR-22 & FR-44 insurance in Virginia can accurately assess each driver’s risk. This allows them to offer lower rates than preferred car insurance companies.

Are you a Virginia driver without a vehicle and need to reinstate your license or comply with a court order? If so, you’ll become acquainted with non-owner SR-22 or FR-44 insurance in Virginia.

A gavel on a white background

What You Need After A Virginia DUI Conviction

What you need after a Virginia DUI conviction depends on several factors specific to your case. You must comply with all state requirements to get back your driving privileges. You’ll need Virginia FR-44 insurance and likely an ignition interlock device in your vehicle.

Do you have a license suspension for driving under the influence? You may wonder what you need after a Virginia DUI. Initially, the state will suspend your driver’s license for a specific time.