Blog Posts

This is the Blog Posts for UltraCar Insurance. Your source for SR22 & FR44 Insurance.

An infographic describes reasons for Virginia license suspension.

Reasons For Virginia License Suspension

This infographic reviews some typical reasons for Virginia license suspension. It also tells you how long suspensions last, and how to reinstate your license with a Virginia SR-22 or FR-44 insurance filing. After a DUI or DWI conviction, an SR-22 certificate reinstates your license for non-substance-related violations. For DUI / DWI convictions, you’ll need an FR-44 certificate for reinstatement.

A driver who needs Virginia FR-44 or SR-22 insurance.

Virginia FR-44 or SR-22 Insurance: Which Do You Need?

FR-44 and SR-22 are certificates of financial responsibility drivers must file with the Virginia DMV to reinstate their licenses. Filing these certificates does the same thing, but for different reasons. An auto or non-owner insurance policy guarantees the validity of the certificate.

Drivers must file a Virginia FR-44 or SR-22 insurance certificate certificate to reinstate their license after a suspension. Both of these financial responsibility documents guarantee the state that your

An Oregon driver with SR-22 insurance.

The Basics of Non-Owner SR-22 Insurance

Some people know non-owner SR-22 insurance as “No Car insurance” or “SR-22 without a car”. The state requires you to buy SR-22 insurance and maintain it for several years if you want to reinstate your driver’s license without insuring a vehicle.

People become acquainted with Oregon non-owner SR-22 insurance when they want to reinstate their suspended driver’s license but don’t own a vehicle.

Standard motorcycle insurance and why you might need it from UltraCar Insurance

Why You Need Standard Motorcycle Insurance

This Infographic presents some of the reasons bike owners need standard motorcycle insurance. This protection is just as important as physical protective gear when riding. No one likes to think about getting in an accident, but planning for the possibility is wise. We’ll set you up with a policy that has the coverage options you want, and even attach an SR-22 filing for license reinstatement if you need it.

An Oregon driver with SR-22 high-risk insurance.

Is Oregon SR-22 Good For High-Risk Drivers?

Do you have a conviction for driving while under the influence or have multiple traffic violations? Learn how Oregon SR-22 for high-risk drivers benefits motorists who want to reinstate their licenses.

First, we should explain that Oregon SR-22 for high-risk drivers is not insurance. SR-22 a document that a high-risk insurance provider attaches to an auto policy or a non-owner insurance policy.

A high-risk insurance policy.

How To Get Affordable High-Risk Insurance In Oregon

If the state considers you a high-risk driver, insurance companies also place you in that category. The result is that you’ll need to get non-standard insurance. An established SR-22nsurance provider can help you get an affordable high-risk insurance rate in Oregon.

Are you looking for affordable high-risk insurance in Oregon? Most people first hear about SR22 insurance when they need to reinstate their driver’s license.

A high-risk driver behind the wheel.

Guide to Non-Owner SR-22 Insurance In Oregon

Do you need to file an SR-22 certificate for license reinstatement with the DMV? Even if you don’t own a car, you’ll still need to carry non-owner SR-22 in Oregon to reinstate your driving privileges.

A non-owner SR-22 in Oregon certificate is a document that proves your insurance policy satisfies the minimum coverage standards mandated by the state. Suppose you commit a traffic offense, such as driving without insurance or a legitimate driver’s license.

Woman with high-risk SR-22 FR-44 insurance in a car.

Getting Affordable High-Risk SR-22 or FR-44 Insurance

An experienced high-risk SR-22 and FR-44 insurance provider can write affordable auto and non-owner insurance policies. Insurance companies have a large margin of error in assessing the risk of insuring high-risk drivers. They lower this margin by charging higher premiums to riskier drivers.

High-risk SR-22 and FR-44 insurance are certificates of financial responsibility that the state requires specific high-risk drivers to maintain.

High Risk Insurance Cost Example

High-Risk Insurance Costs In Virginia

The amount you pay for insurance depends on required coverage limits, risk level, and the insurer’s confidence in the risk estimate. Experienced high-risk insurance providers can calculate risk more accurately, allowing them to offer competitive rates.

Insurance can be costly for high-risk drivers. Your premiums will likely increase when the state requires you to get Virginia high-risk insurance.

What is SR22 Insurance and why do you need it

What is SR-22 Insurance?

Take a quick scroll through this Infographic that describes what SR-22 insurance is, why people need it, and how to get it. Our experienced high-risk auto insurance experts are ready to answer your questions right now. We’ll help you quickly reinstate your driver’s license in 34 states with an owner or non-owner SR-22 insurance policy.