Blog Posts

This is the Blog Posts for UltraCar Insurance. Your source for SR22 & FR44 Insurance.

Full Coverage Auto Insurance

What is Full Coverage Auto Insurance?

If you’re eligible for a driver’s license, you’ve likely heard the term full coverage auto insurance. Every U.S. state requires financial responsibility in the form of liability or full coverage insurance to drive a vehicle on public roads. Therefore, you’ll probably want to get car insurance to be on the safe side.

Car insurance comes in many forms, covering different aspects. One of these is full coverage auto insurance, unless you decide to get the state’s minimum required liability-only coverage. Every state requires drivers to

5 Questions to Ask When Getting SR-22 Insurance

5 Questions to Ask When Getting SR-22 Insurance

The SR-22 is an insurance certificate that verifies you meet your state’s minimum car insurance requirements. After a license suspension, a driver will need to get SR-22 insurance from their insurance provider. Otherwise, they cannot legally drive. There are certain questions that are helpful to ask when you need SR-22 insurance.

Do you know the 5 best questions to ask when you’re getting SR-22 insurance? Most states require drivers with multiple tickets, DUIs or serious motor vehicle violations to get SR-22 insurance.

What things do high-risk drivers do?

Who Are High-Risk Drivers?

There’s no specific definition of what a high-risk driver is because the term isn’t an official classification. As a result, one’s designation as a high-risk driver may vary from carrier to carrier. However, most high-risk drivers have a few commonalities that make them riskier to insure than others.

You’ll sometimes find standard auto insurance providers that offer high-risk auto insurance, but many do not. Insurance companies gear SR22 and FR44 policies toward people who are high-risk drivers.