What is FR44 Virginia?

To reinstate your license after a DUI, you need FR44 Virginia insurance. We make your filing easy! Start a quote or call today.

Start Your Quote
What is FR44 Virginia?

What is FR44 Virginia?

FR44 Virginia is a certificate of financial responsibility. After a DUI or DWI conviction, you can reinstate your license when you file this document with the DMV. The high-risk FR-44 and SR-22 Insurance certifications in VA are attached to an auto insurance policy if you own a vehicle, or to a non-owner insurance policy if you don’t. You must always stay current with your Virginia FR44 insurance payments to avoid another license suspension.

Drivers who commit an alcohol-related motor vehicle offense will have to buy FR44 Virginia insurance to reinstate their license.

Who needs FR44 Virginia?

People with DUI/DWI license suspensions need to carry FR44 insurance for a certain time. Your license can be suspended for violations such as:

  • Repeated DWI offenses
  • Refusal to submit a breath or chemical test
  • DUI accidents that cause bodily injury to another person

Virginia is one of two states (the other state being Florida) that have two types of high-risk insurance certificates:

Consequences of Virginia DUI/DWI

After a Virginia DUI or DWI violation, the state will suspend your license. You’ll have to buy high-risk insurance to regain your driving privileges. The state of Virginia imposes more severe penalties for DUI violations than for non-alcohol or drug-related violations. Adult drivers who test at .08 or higher BAC (blood alcohol content) are charged with DWI (driving while impaired). People under 21 years who test at .02% – .08% BAC will have their license suspended for six months.

Penalties for a Virginia DWI conviction include:

  • Fines
  • Alcohol education classes
  • Installation of an ignition interlock device
  • Jail time

How much does FR44 Virginia cost?

Virginia FR44 insurance has higher premiums and higher coverage requirements than Virginia SR22 insurance. The liability insurance requirements for FR44 coverage are 60/120/40:

  • $60,000 bodily injury per person
  • $120,000 bodily injury per accident
  • $40,000 property damage

Most people will need to keep their insurance policy current without lapse for three years. Insurance rates after a DUI conviction can be 2-3 times more than before. Because DUI insurance premiums are high, we’ll help you get the cheapest FR44 Virginia rate possible.

You can find out more about driver’s license reinstatement on the Virginia DMV website. These articles on our website may also interest you:

UltraCar Insurance is a licensed Virginia insurance provider. We offer low FR44 Virginia rates from top companies in the industry. Our experienced agents are standing by to help. Call us today or click the quote button to get started!

This article was last updated on May 25th, 2022 by