Florida SR22 Insurance

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Florida SR22 Insurance

Florida SR22 Insurance

This is an example of a Florida SR22 Certificate

After license suspension for a NON-alcohol or drug violation, you'll file a Florida SR22 insurance certificate to regain driving privileges.

After a non-DUI-related license suspension, you’ll need to file an SR22 insurance certificate in Florida as a license reinstatement requirement. If you own a car, truck, or motorcycle, the certificate is an endorsement to your auto insurance policy If you don’t own a vehicle, the SR22 document is attached to a non-owners insurance policy. Owner and non-owner SR22 policies provide minimum liability coverage that you’ll have to maintain without lapse for 3-5 years.

If you have a suspended license, the process of driver’s license reinstatement includes buying a Florida SR22 insurance certificate. Whether you need an owner or non-owner SR22, UltraCar Insurance helps by finding the best rate and policy to suit your needs. We usually complete SR22 filings within 20 minutes.

What is Florida SR22 Insurance?

When you have a suspended license that’s not DUI-related, the state requires you to carry SR22 insurance to reinstate it. Three years is generally the amount of time people have to keep this insurance. During that time, you’ll have to keep your policy current, or the state will suspend your driving privileges again.

Non-owner insurance

Florida SR22 insurance is available if you own a vehicle, or if you don’t. If you’re not a vehicle owner, see Florida Non Owner SR22 Insurance for more information.

Minimum liability coverage requirements

SR22 insurance must have the following minimum coverage:

  • $10,000 bodily injury per accident
  • $20,000 bodily injury liability for all injuries in an accident
  • $10,000 in property damage in one accident

Florida Highway Safety and Motor Vehicles (FLHSMV)

Get more information on the FLHSMV website regarding:

More Florida SR22 insurance information

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UltraCar Insurance in Florida

UltraCar Insurance will quickly find you the lowest rate possible. We always maximize your savings by comparing rates from several insurance companies. Click the quote button to start your Florida SR22 insurance quote or call us today!

Do you need Florida FR44 insurance for a DUI-related license suspension? Visit our Florida FR44 Insurance page to learn more.

This article was last updated on January 9th, 2023 by

SR22, FR44 and Business Insurance News

Latest Updates

Learn the difference between SR22 & FR44 in Florida and Virginia.

What’s the difference between SR22 and FR44 insurance?

When people in Florida and Virginia need to reinstate their license, they often ask, what’s the difference between SR22 and FR44 insurance? These are the only states with two types of license reinstatement certificates. An SR22 insurance certificate is for non-alcohol-related motor vehicle violations. The FR44 insurance certificate is for DUI or DWI violations.