Blog Posts

This is the Blog Posts for UltraCar Insurance. Your source for SR22 & FR44 Insurance.

Car damage that requires SR-22 or FR-44 auto insurance.

How To Get The Right Kind of Auto Insurance

States have minimum auto insurance coverage requirements, meaning you can’t legally drive without carrying liability insurance. Car insurance financially protects you if you cause an accident. But there are a variety of insurance types and options, so how do you get the right kind of auto insurance? Understanding the different types of insurance and coverage options will help you select the best policy.

If you need SR-22 or FR-44 insurance to reinstate your license, you should think about the right kind of auto insurance options for you now.

Florida driver with FR-44 insurance.

Factors That Affect Your FR-44 Insurance Rates

Are you looking for affordable Florida FR-44 insurance rates? A DUI license suspension in Florida requires filing an FR-44 insurance certificate for reinstatement. Factors to consider about that filing are rate affordability and policy coverage.

In most states, an SR-22 certificate proves you have valid auto insurance. In two states, however, high-risk FR-44 insurance is specifically for DUI-related violations and reinstatement.

driving in Florida

Florida License Reinstatement Made Easy

The state will suspend your license for accumulating many points on your driving record or getting a drunk driving conviction. Florida license reinstatement can be easy or challenging, depending on the circumstances of your suspension. Regardless, you’ll need Florida SR22/FR44 insurance to get back on the road.

Anyone who has lost their driver’s license knows that getting Florida license reinstatement quickly is a top priority. When you lose driving privileges,

A person drinking and driving will need Oregon SR-22 insurance.

Get Back On The Road After An Oregon DUI License Suspension

An Oregon SR-22 insurance filing is necessary to restore your driving privileges after an Oregon DUI license suspension. This involves endorsing an SR-22 certificate to an auto or non-owner insurance policy. High-risk auto insurance providers like UltraCar Insurance offer policies that meet minimum SR-22 liability coverage requirements and file the certificate for you.

Getting an Oregon DUI license suspension is frustrating since you lose

Young driver enjoying a car ride

How To Get Affordable Non-Owner SR-22 & FR-44 Insurance

Auto insurance providers specializing in non-owner SR-22 & FR-44 insurance in Virginia can accurately assess each driver’s risk. This allows them to offer lower rates than preferred car insurance companies.

Are you a Virginia driver without a vehicle and need to reinstate your license or comply with a court order? If so, you’ll become acquainted with non-owner SR-22 or FR-44 insurance in Virginia.

A gavel on a white background

What You Need After A Virginia DUI Conviction

What you need after a Virginia DUI conviction depends on several factors specific to your case. You must comply with all state requirements to get back your driving privileges. You’ll need Virginia FR-44 insurance and likely an ignition interlock device in your vehicle.

Do you have a license suspension for driving under the influence? You may wonder what you need after a Virginia DUI. Initially, the state will suspend your driver’s license for a specific time.

An infographic describing FR-44 insurance.

FR-44 In Florida: What To Know

You’ll need to get FR-44 insurance in Florida when you’re ready to reinstate your license after a DUI suspension. This short infographic provides a quick overview of this high-risk insurance. It covers basic information about FR-44 in Florida: the reasons the state requires it, how long you need to keep it, and how much it costs.

Young man stopped by officer for DUI.

What is a DUI Offense in Florida?

Operating a motor vehicle under the influence of alcohol or drugs is a DUI offense in Florida. This includes having a blood alcohol concentration (BAC) of .08% or higher or impairment by another substance. If you get a DUI conviction, you must file an FR-44 insurance certificate to reinstate your license.

A DUI offense in Florida is a motor vehicle violation called “driving under the influence.”

A man driving in Florida

3 Scenarios Requiring Non-Owner SR-22 Insurance

If you don’t own a car and occasionally borrow one from a friend or relative, non-owner car insurance protects you from out-of-pocket payments. And suppose you’re a high-risk driver due to traffic violations in your driving history. In that case, non-owner SR-22 insurance is what you’ll need.

This blog post is for drivers who don’t own a vehicle and describes why they may need to get non-owner SR-22 insurance in Florida.

Man driving with Oregon SR-22 insurance.

Why Do People Need SR-22 In Oregon?

Getting SR-22 insurance is the last step to reinstate your driver’s license. But why do people need SR-22 insurance in Oregon in the first place? Some reasons people need high-risk insurance are motor vehicle-related, but other grounds exist for the requirement.

Being pulled over for a traffic offense could lead to a license suspension, requiring you to carry SR-22 in Oregon auto insurance. The type of auto insurance you need depends on your current driving record.