×
Frequently Asked Questions

Non Owner FR44

Questions about non owner FR44 insurance? We have the answers. Call us today or get a quote now.

Non Owner FR44

UltraCar Insurance offers non owner FR44 insurance to non-vehicle owners in the states of Florida and Virginia. It is for people who want to reinstate their driver’s license after an alcohol or drug related suspension. Non owner FR44 Florida and non owner FR44 Virginia are high risk insurance policies specifically for alcohol related motor vehicle violations. This type of insurance is also known as Florida DUI insurance and Virginia DUI insurance.

Individuals who don’t own a vehicle must purchase non owner insurance as a condition for license reinstatement. An FR44 non owner policy must be filed with the Florida or Virginia DMV by a licensed insurance agent. UltraCar Insurance files your FR44 certificate electronically on your behalf. In order to continue to driving during your probationary period, the FR44 policy must be carried for that entire time period, without letting the policy lapse. Non owner insurance is usually required for a period of three years, and your insurance provider is required to monitor the status of your policy closely during that time.

If you decide to drive after consuming alcohol or taking prescription or non-prescription drugs, you greatly increase the risk of being involved in an accident that results in injury or death. Therefore, you can expect to pay higher premiums for FR44 insurance than for non owner SR22 insurance (SR22 insurance in Florida and Virginia is required for non-alcohol related offenses). Offenses that involve alcohol or drugs are much more serious in nature, thus the higher premiums and minimum coverages are required. The minimum coverage requirements for Florida non owner FR44 are $100/$300/$50. Minimum coverages required for Virginia non owner FR44 are $50/$100/$40.

Non owner insurance is secondary insurance with liability only coverage. If you drive a non-owned vehicle and are involved in an at-fault accident, your FR44 policy will pay claims that the vehicle owner’s primary insurance does not cover, up to the limit of your FR44 policy.

In Florida, non owner FR44 certificates are assigned a 9-digit case number by the DMV, starting with the number 4. FR44 certificates are usually issued for a 6-month period, with the first 6-month premium to be paid in full immediately. You may be able to pay monthly premiums after the initial 6 months, or when the policy is renewed, which is more affordable for most everyone.

UltraCar Insurance agents are licensed in Florida and are glad to answer all your questions about Florida non owner FR44 insurance. Fill in our contacat or quote form, or call us today.

Circle
 

Get An UltraCar Insurance Quote

Please fill out the form below, providing as much information possible, in order to quickly receive your UltraCar Insurance quote today!


 
* Required fields.
** Msg&data rates may apply. To unsubscribe, text STOP to 313131 (393939 in Canada). For help text HELP anytime. Available in USA & Canada. Up to 1 msg/mo. Your privacy is always protected and your information will not be shared. Powered by Ez Texting.
SR22, FR44 and Business Insurance News Latest Updates.
Florida Non Owner FR44

Florida Non Owner FR44

07/01/2017 | UltraCar Insurance

People with a DUI conviction who do not own a vehicle and want to reinstate their license need to obtain Florida non owner FR44 insurance. UltraCar Insurance specializes in helping people with a DUI record obtain non owner FR44 for license reinstatement. If you consume alcohol and decide to drive, you have a greater chance of getting into an accident – not only putting yourself in danger, but putting others at risk of harm or even death.

Non Owner FR44 Virginia Non Owner FR44 Virginia 07/01/2017 | UltraCar Insurance
Non Owner FR44 Florida Non Owner FR44 Florida 07/01/2017 | UltraCar Insurance
How to Apply How to Apply 07/01/2017 | UltraCar Insurance
States We Offer SR22 States we offer SR22 07/01/2017 | UltraCar Insurance
List of State DMV Offices List of State DMV Offices 07/01/2017 | UltraCar Insurance
What Is FR44? What is FR44? 07/01/2017 | UltraCar Insurance