Minnesota SR22 Insurance

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Car in motion on a blurred road at night, illustrating the urgency of obtaining Minnesota SR22 insurance for reinstating driving privileges.

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Minnesota DVS can require proof of insurance after certain insurance-related revocations. If you own neither the vehicle involved nor another vehicle, you may use proof of a non-owner operator policy or proof that you’re a named insured. Check your DVS notice for what to submit and when you can drive again. Confirm any SR22 required by another state with that state.

UltraCar Insurance can help you find coverage if Minnesota requires proof of insurance to reinstate your license or if another state requires you to maintain an SR22.

For certain revocations involving uninsured driving or failure to show proof, Minnesota Driver and Vehicle Services (DVS) requires proof of insurance before reinstatement. If you own neither the vehicle involved nor another vehicle, Minnesota’s rule allows proof of a non-owner operator policy or proof that you’re a named insured. Check your DVS notice for what you need to submit and how long you need to keep coverage.

Minnesota proof of insurance and non-owner coverage

Ask your insurer for the Minnesota DVS insurance certification if your notice requires it. If you don’t own a car, a Minnesota non-owner policy can cover your liability when you drive an eligible borrowed car. Check how it works with the owner’s insurance and ask your insurer about any exclusions.

If you live in Minnesota and another state requires an SR22 filing, confirm the required dates and cancellation rules with that state. An SR26 is the notice insurers use to report cancellation of an SR22 filing.

Minnesota Minimum Liability Insurance Requirement

Minnesota’s minimum auto liability limits are listed below. Other required coverages are separate.

  • $30,000 for bodily injury or death per person
  • $60,000 total for bodily injury or death per accident
  • $10,000 for property damage per accident

Minnesota Driver and Vehicle Services

You’ll find more details related to license reinstatement requirements on these pages of the Minnesota DPS website:

UltraCar Insurance in Minnesota

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This article was last updated on November 9th, 2026 by

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