SR22 Insurance Minnesota

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SR22 Insurance Minnesota

SR22 Insurance Minnesota

SR22 insurance Minnesota is a high risk insurance certificate. It is considered a guarantee of future insurance coverage. SR22 insurance is required to reinstate your license after suspension. To avoid your driving privileges being suspended again, you must carry this insurance for a specific period of time without any lapse of coverage.

Minnesota requires all drivers to carry minimum liability insurance coverage to operate a motor vehicle. If you drive without insurance your license can be suspended. To reinstate it, you’ll be required to buy SR22 insurance Minnesota. In addition to uninsured driving, SR22 insurance can be required for the following offenses or circumstances:

  • Refusal to consent to a DUI or DWI test
  • DUI or DWI offenses
  • Uninsured auto accidents
  • Multiple driving offenses (too many points)
  • Child support
  • Legal judgments

How does Minnesota SR22 insurance work?

SR22 insurance Minnesota is high risk insurance. It is a certificate (financial responsibility form) that’s endorsed to your auto insurance policy. The policy can be written with liability-only or full coverage. You’ll purchase the SR22 certificate from a licensed insurance provider, such as UltraCar Insurance. It is then filed with the Minnesota Department of Motor Vehicles, which allows your license to be reinstated.

The SR22 policy is monitored closely to ensure you keep it in force for the time period the state assigns. In most cases, SR22 insurance Minnesota is required for three years. If you let your policy lapse, your insurance provider files an SR26 form with the Minnesota DMV. Your license will be suspended again, and you’ll have to repeat the process to regain your driving privileges.

Non owner SR22 in Minnesota

What if you have no car but need SR22 insurance? In this case you will buy a Minnesota Non Owners Insurance policy and the SR22 certificate will be endorsed to it.

Information related to SR22 insurance Minnesota can be found in these articles:

The Minnesota DMV website provides useful links to help you reinstate your Class D revoked or suspended license.

UltraCar Insurance specializes in providing SR22 insurance. Count on us for fast quotes and quick filing of your certificate. We’ll find you the lowest possible rate for SR22 insurance Minnesota. Talk with one of our licensed agents or click the button to start an online quote today!

This article was last updated on June 5th, 2019 by