Blog Posts

This is the Blog Posts for UltraCar Insurance. Your source for SR22 & FR44 Insurance.

An infographic describing FR-44 insurance.

FR-44 In Florida: What To Know

You’ll need to get FR-44 insurance in Florida when you’re ready to reinstate your license after a DUI suspension. This short infographic provides a quick overview of this high-risk insurance. It covers basic information about FR-44 in Florida: the reasons the state requires it, how long you need to keep it, and how much it costs.

Young man stopped by officer for DUI.

What is a DUI Offense in Florida?

Operating a motor vehicle under the influence of alcohol or drugs is a DUI offense in Florida. This includes having a blood alcohol concentration (BAC) of .08% or higher or impairment by another substance. If you get a DUI conviction, you must file an FR-44 insurance certificate to reinstate your license.

A DUI offense in Florida is a motor vehicle violation called “driving under the influence.”

A man driving in Florida

3 Scenarios Requiring Non-Owner SR-22 Insurance

If you don’t own a car and occasionally borrow one from a friend or relative, non-owner car insurance protects you from out-of-pocket payments. And suppose you’re a high-risk driver due to traffic violations in your driving history. In that case, non-owner SR-22 insurance is what you’ll need.

This blog post is for drivers who don’t own a vehicle and describes why they may need to get non-owner SR-22 insurance in Florida.

Man driving with Oregon SR-22 insurance.

Why Do People Need SR-22 In Oregon?

Getting SR-22 insurance is the last step to reinstate your driver’s license. But why do people need SR-22 insurance in Oregon in the first place? Some reasons people need high-risk insurance are motor vehicle-related, but other grounds exist for the requirement.

Being pulled over for a traffic offense could lead to a license suspension, requiring you to carry SR-22 in Oregon auto insurance. The type of auto insurance you need depends on your current driving record.

A person driving with Florida SR22 insurance

What’s The Difference Between FR-44 and FR-46 Forms?

You may know what FR-44 insurance is. However, high-risk drivers should also know the difference between FR-44 and FR-46 filings and the role of each in license reinstatement.

This blog post explains the difference between FR-44 and FR-46 forms. Do you have a suspended driver’s license after a DUI conviction in Florida? You’ll need a Florida FR-44 certificate to get it back.

An infographic about Oregon SR-22 insurance

What To Know About Oregon SR-22 Insurance

This infographic quickly describes several aspects of Oregon SR-22 insurance and how UltraCar Insurance can help. It describes what it is, typical reasons people need it, and how to file an SR-22 certificate for license reinstatement.

An infographic describes reasons for Virginia license suspension.

Reasons For Virginia License Suspension

This infographic reviews some typical reasons for Virginia license suspension. It also tells you how long suspensions last, and how to reinstate your license with a Virginia SR-22 or FR-44 insurance filing. After a DUI or DWI conviction, an SR-22 certificate reinstates your license for non-substance-related violations. For DUI / DWI convictions, you’ll need an FR-44 certificate for reinstatement.

A driver who needs Virginia FR-44 or SR-22 insurance.

Virginia FR-44 or SR-22 Insurance: Which Do You Need?

FR-44 and SR-22 are certificates of financial responsibility drivers must file with the Virginia DMV to reinstate their licenses. Filing these certificates does the same thing, but for different reasons. An auto or non-owner insurance policy guarantees the validity of the certificate.

Drivers must file a Virginia FR-44 or SR-22 insurance certificate certificate to reinstate their license after a suspension. Both of these financial responsibility documents guarantee the state that your

An Oregon driver with SR-22 insurance.

The Basics of Non-Owner SR-22 Insurance

Some people know non-owner SR-22 insurance as “No Car insurance” or “SR-22 without a car”. The state requires you to buy SR-22 insurance and maintain it for several years if you want to reinstate your driver’s license without insuring a vehicle.

People become acquainted with Oregon non-owner SR-22 insurance when they want to reinstate their suspended driver’s license but don’t own a vehicle.

Standard motorcycle insurance and why you might need it

Why You Need Standard Motorcycle Insurance

This Infographic presents some of the reasons bike owners need standard motorcycle insurance. This protection is just as important as physical protective gear when riding. No one likes to think about getting in an accident, but planning for the possibility is wise. We’ll set you up with a policy that has the coverage options you want, and even attach an SR-22 filing for license reinstatement if you need it.