Things to Know About High-Risk Insurance
If the state has suspended your license, you’ll need SR22 insurance or FR44 certificates to reinstate your license. In Virginia, you’ll file an SR22 certificate for non-alcohol or non-drug offenses; but for license reinstatement after a DUI conviction, the state requires an FR44 certificate filing.
Auto insurance companies use several indicators to determine the risk level of potential policyholders. As a result, they introduced a separate category, high-risk auto insurance, to serve individuals they designate as “high-risk drivers.” So, what are important things to know about high-risk insurance?