Wondering how people become high-risk drivers? If someone has a history of getting multiple tickets or at-fault accidents, insurance companies consider them riskier to insure. That’s why they must get a Florida SR-22 or FR-44 insurance to reinstate their licenses. Whether you’re already classified as a high-risk driver or want to avoid falling into that category, you can take steps to lower your car insurance premiums.
Blog Posts
This is the Blog Posts for UltraCar Insurance. Your source for SR22 & FR44 Insurance.
Who are High Risk Drivers?
Debunking Myths About SR-22 Insurance
This Infographic debunks some common misconceptions about SR-22 auto insurance. It describes how the SR-22 certificate validates your auto insurance coverage, enabling you to drive legally after license reinstatement.
Interesting Statistics About Car Insurance
This Infographic takes a look at several interesting car insurance statistics:
- What does auto insurance cover?
- How many drivers are uninsured and why?
- Top reasons for car crashes.
- Car theft statistics.
- How to reduce your insurance costs?
Why Do Florida Drivers Need FR-44 Insurance?
Florida is one of two states with FR-44 insurance requirements. Drivers with DUI or DWI violations need this insurance certificate for license reinstatement. UltraCar Insurance helps Florida drivers get FR-44 insurance to return to the road. Learn all about it in this guide.
Getting a DUI is probably the most upsetting motor vehicle violation you can experience. A DUI conviction has many adverse personal and financial effects on your life, including having to reinstate your license and paying much higher insurance premiums for several years.
Benefits Of Getting SR-22
Drivers often need to get an SR-22 insurance certificate after a license suspension for traffic violations, DUI convictions, and legal judgments, to name a few reasons. SR-22 insurance allows drivers to get their driver’s license reinstated and its coverage benefits them in several ways.
People may not always have an impeccable driving record at some point in their lives. It’s normal for human beings to make mistakes. But having too many driving violations leads to trouble, so you’ll want to ensure they don’t get out of hand.
How Can Drivers Avoid A License Suspension?
License suspension policies may vary somewhat from state to state, but they are quite similar. It’s a good idea to understand the factors that cause license suspensions so you can avoid them in the first place. But if you find yourself with a suspended license, you can often reinstate your driving privileges by getting a Florida SR-22 or FR-44 insurance filing.
Considering that many cities have substandard public transit facilities, people have little choice but to use their vehicles for commuting. According to the American Public Transport Association, Americans took 9.9 billion trips on public transportation in 2019.
Do I Need an Ignition Interlock Device If I Don’t Own a Car?
The DMV, court, or probation officer may order you to install an IID in your car to reinstate your license after a DUI conviction. Driving without the device isn’t worth additional fines, vehicle impoundment, license revocation, jail time, or other penalties. But how do you comply with the requirement if you don’t own a vehicle?
Most states require drivers with a DUI conviction to install a vehicle breathalyzer, an Ignition Interlock Device (IID), to reinstate their driving
DUI vs. DWI: What’s The Difference?
Do you know the difference between DUI vs. DWI? Some states have laws covering both terms, with DUI having a lesser impact than DWI. Other states use one term or the other, or entirely different terms, for impaired driving. In Virginia you’ll need to buy FR44 insurance to reinstate a suspended license after a DUI/DWI conviction.
DWI and DUI convictions cause similar harm to a person’s driving records. Still, the acronyms don’t mean quite the same thing. A DWI designation means driving a vehicle while intoxicated, while DUI means driving under the influence. Regardless of the difference, you’ll want to avoid having these three letters appear on your driving history.
What Does It Mean To Be A High-Risk Driver In Virginia
Being a high-risk driver can mean a lot of things. However, one thing is for certain that if you’ve been dubbed as a high-risk driver you will need high-risk SR-22 and FR-44 insurance in Virginia. Learn more about being a high-risk driver in this post!
If you have auto insurance, your insurer’s level of trust in you may be shown by a variety of classifications. These terms can be extremely
Non-Owner Auto Insurance
Are you wondering why someone who doesn’t own a vehicle needs auto insurance? If you don’t own a car and have lost your driver’s license, getting non-owner auto insurance allows you to reinstate it. This Infographic explains more.
