Are you looking for low rates for No Car SR22 insurance in Idaho? In that case, you’ve found the right place! UltraCar Insurance is a top high-risk auto insurance provider in the state. We help drivers who don’t own a vehicle get license reinstatement with affordable Idaho non-owner SR22 insurance.
In this article, we’ll look at all the factors to consider when getting SR22 insurance without a car. We want you to be informed to make the best decision for your needs.
What is No Car SR22 Insurance in Idaho?
Did you know that you don’t need to own a vehicle to get an auto insurance policy? You can buy No Car (Non-Owner) insurance with or without an SR22 filing to protect you from claims when you drive a borrowed vehicle.
Endorsing an SR22 financial responsibility certificate to a non-owner insurance policy lets you reinstate your driving privileges after a license suspension. No Car SR22 insurance Idaho is high-risk auto insurance for drivers who don’t own a vehicle. You will file the certificate with the Idaho DMV to guarantee insurance coverage for a specific time. If you need an SR22 filing, the state requires you to keep the insurance policy it’s tied to for three years without any lapse.
Another non-owner auto policy available in Idaho is Broad Form Vehicle Insurance, which has very specific coverage. We’ll be glad to help you decide if it’s the right kind of policy for you.
Who Needs SR22 insurance without a car?
What are the reasons for SR22 insurance? The most common grounds for driver’s license suspensions are:
- Exceeding points on the DMV record
- Driving without a valid license or liability insurance
- DUI convictions
- To comply with a court order
To reinstate your license after an alcohol or drug-related suspension, you’ll need to get non-owner DUI insurance. We can also assist you with an ignition interlock installation if the state requires it.
Some drivers who don’t own vehicles buy non-owner insurance without an SR22 filing for added protection when they drive a borrowed car. Others carry it to avoid a coverage gap or to maintain continuous auto liability insurance coverage between periods of vehicle ownership.
How much does it cost?
Before you buy non-owner SR22 insurance, understanding the cost and what it covers is helpful. It is less costly than owner/owner-operator insurance because you don’t need to insure a car. However, rates vary between insurers. Other factors determine rates, such as the violation that caused the license suspension and additional personal and geographical information.
Generally, you can find affordable No Car SR22 insurance in Idaho for between $180-$400 for a six-month policy. When it gets close to policy renewal, you may get a lower rate if you research the current rates available.
It’s also essential to know the terms and conditions of your policy, including any exclusions or limitations. Non-owner insurance coverage has specific coverage limitations and restrictions on the types of cars you can drive.
Get Non-Owner Car Insurance Now – With No Filing Fees!
How do you find affordable No Car SR22 insurance in Idaho? If you’re reading this, you’ve found the right place! Since 2012, Ultracar Insurance has been one of Idaho’s top non-owner SR22 insurance companies. We’ve helped thousands of drivers in 34 states reinstate their licenses with state-mandated coverage at a price that fits their budget.
For low rates and no filing fees on No Car SR22 insurance in Idaho, get quick online quotes or call us today!
by UltraCar Insurance