If you need SR22 insurance to reinstate your license and you don’t own a vehicle, you will need to purchase non owner SR22 Oregon insurance. Oregon non owner SR22 insurance is a financial responsibility form that is filed with the state Oregon DMV to reinstate your license. It also serves as a monitoring device that verifies your SR22 insurance is kept current at all times without lapsing. Non owner SR22 Oregon is usually required to be carried for three years, depending on the individual circumstances. The Oregon DMV will be notified by your insurance provider if your policy lapses for any reason during this time, and your license will be suspended again. This applies even if you relocate out of state. If you move to a different state, you will still need to maintain your non owner SR22 Oregon policy for the length of time required by the Oregon DMV.
Non owner SR22 Oregon covers you as an individual when driving a vehicle owned by another person. Non owner insurance is meant for infrequent driving of a borrowed vehicle that is not a household vehicle. If you are involved in an at-fault accident while driving a non owned vehicle, the vehicle owner’s primary insurance always pays claims first, up to the limits of it coverage; then your non owner SR22 Oregon insurance policy covers any claims that may remain. It is important to know that any vehicle you drive must be insured by the owner with primary insurance. A vehicle should not be driven if it is not insured by the owner, and that is the law.
UltraCar Insurance specializes in filing Oregon non owner insurance with SR22. Our agents are licensed in the state of Oregon to provide accurate advice and non owner SR22 insurance quotes. We make sure we understand your situation so you’ll get the best non owner SR22 Oregon insurance option to fit your needs and budget. Click the quote button to start a quote now or call today to consult with an agent.