If your driver’s license is suspended and you don’t own a vehicle, you’ll need to purchase non owner SR22 insurance Wyoming as a condition for license reinstatement. In Wyoming, non owner SR22 insurance is usually required to be carried for a period of three to five years. Non owner SR22 insurance Wyoming is a certificate of financial responsibility that is filed by your insurance provider with the Wyoming Department of Motor Vehicles (DMV).
A non owner SR22 policy works differently than an owner SR22 policy, since the policyholder does not own a vehicle. Non owner SR22 insurance Wyoming covers any vehicle owned by another person that you drive on an occasional basis. It is liability-only coverage that is secondary coverage to a vehicle-owner’s primary insurance. Should you be involved in an accident in which you are at fault, your non owner SR22 insurance would take effect after the vehicle owner’s insurance company has paid its maximum limit in claims.
Facts about non owner SR22 insurance Wyoming:
- It is only for individuals who do not own a vehicle
- It is written for one person only
- It is liability only coverage; comprehensive or collision coverage cannot be added to it
- It does not cover household vehicles
- It does not cover vehicles the policyholder drives frequently
- It does not cover commercial vehicles or rental vehicles
If you purchase a vehicle during the period you are required to carry SR22 insurance, you must notify your insurance provider to convert your non owner SR22 policy to an owner SR22 insurance policy.
Learn more about Wyoming SR22 on our main state page “Wyoming Sr22 Insurance“.
UltraCar Insurance is here to provide competitive non owner SR22 insurance quotes and find your best rate for non owner SR22 insurance Wyoming. Feel free to call with any questions or concerns, or submit an inquiry using our secure online form today!