Non Owner SR22 Insurance Wyoming

You’ll need to get non owner SR22 insurance Wyoming if you have a suspended driver’s license don’t own a vehicle. You must file a Wyoming SR22 insurance certificate to start the process of license reinstatement. Wyoming requires drivers to maintain non owner SR22 insurance for three to five years. SR22 is a financial responsibility form your insurance provider attaches to a non-owner policy and files with the Wyoming Department of Transportation (DOT).

Non owner insurance coverage works differently than an owner SR22 policy, since you’re not insuring a vehicle. A Wyoming non-owner policy insures you against claims brought by the other party in an accident if you’re at fault. Non owner insurance is liability-only coverage that’s secondary to a vehicle-owner’s primary insurance. If you cause an accident while driving a borrowed vehicle, non owner insurance takes effect only if the vehicle owner’s insurance coverage exceeds its policy limits.

Facts about non owner SR22 insurance Wyoming:

• Only for individuals who do not own a vehicle
• Written for one person only – the policyholder
• Non owner insurance provides liability only coverage; you cannot add comprehensive or collision coverage since you are not insuring a vehicle
• Does not cover household vehicles
• Will not cover vehicles the policyholder can drive frequently
• Does not cover employment-related vehicles
• Will not cover commercial vehicles or rental vehicles

You’ll find additional details about Wyoming driver’s license reinstatement procedures on the Wyoming DOT website.

If you buy a vehicle during your SR22 requirement, first notify your insurance provider. You’ll need to convert your non owner policy to an owner policy, resulting in a premium increase.

UltraCar Insurance offers low rates for non owner SR22 insurance Wyoming. Get affordable quotes by phone or online! Call us or click the quote button today.