Talk with an agent about Florida FR44 Insurance Requirements

Florida FR44 Insurance Requirements

After alcohol or drug-related motor vehicle conviction, you’ll find that Florida FR44 insurance requirements result in substantially higher insurance premiums. The minimum insurance coverage requirements for FR44 insurance are much higher than the minimum coverage for standard and SR22 insurance.

When you have a Florida DUI or DWI conviction, you’ll become familiar with Florida DUI penalties, laws, and Florida FR44 insurance requirements. Based on your case, you’ll have to meet specific conditions to reinstate your license.

Talk with an agent about FR44 insurance after a Florida Implied Consent violation.

Florida Implied Consent

Florida licensed drivers are obligated to comply with the Florida Implied Consent Law. If an officer asks you to take a breath or other DUI test, you must do so or get a minimum one-year license suspension. To reinstate your license, you’ll need to file a Florida FR44 insurance certificate with Florida HSMV.

The Florida Implied Consent Law requires you to take a DUI test if an officer suspects you of impaired driving. You will lose your license if you don’t comply with this law. The maximum legal blood alcohol level for drivers over the age of 21 is .08. For drivers under age 21, it is .02.

After a DUI license suspension, you'll need FR44 Florida insurance.

What is FR44 Florida?

If you have a Florida license suspension for DUI/DWI, you’ll have to file an FR44 Florida certificate to reinstate your license. The FR44 document is an endorsement to your auto insurance policy. If you don’t own a car, truck, or motorcycle, the certificate is attached to a non-owner insurance policy.

FR44 Florida is a financial responsibility form. The state requires you to file it to reinstate your license after a drug or alcohol-related violation. A court may order you to submit this document to comply with other legal matters.

If you drink and drive, you'll need to buy Florida FR44 insurance.

Florida FR44

After a DUI license suspension, you’ll need to file a Florida FR44 certificate to reinstate your license. In Florida, FR44 insurance is specifically for DUI-related license reinstatement. It is separate from SR22 insurance, which is for non-substance related suspensions. You can purchase a Florida FR44 certificate whether or not you own a vehicle.

After a Florida DUI conviction, you’ll have to purchase Florida FR44 insurance if you want to reinstate your driver’s license. The date you’ll need to file your certificate depends on your probationary period.

When you're stopped for drunk driving, you'll need Florida DUI Insurance.

Florida DUI Insurance

Florida DUI insurance, or Florida FR44, is a financial responsibility certificate you submit to the state after a DUI conviction. You can buy FR44 insurance whether you own a vehicle or not. The FR44 document is an addendum to an auto or non-owner insurance policy. The policy and certificate allow you to regain your driving privileges, as long as you keep the policy current.

Drivers convicted of a substance-related offense (alcohol or drugs) must purchase Florida DUI insurance to reinstate their driver’s license.Also known as Florida FR44 insurance, DUI insurance is a type of high-risk insurance.