If you have been convicted of a Florida DUI or DWI offense, you will need to become familiar with Florida DUI penalties, laws and Florida FR44 insurance requirements. After a mandatory period of license suspension, completion of a driver improvement course, payment of reinstatement fees and other possible requirements, you will usually become eligible for Florida license reinstatement or a restricted driver’s license. If you own a vehicle, you will need to purchase an owner-operator Florida FR44 certificate from an insurance provider. This certificate will be filed electronically with the Florida DMV with your vehicle information listed – including the vehicle year, make and model, and VIN (vehicle identification number). The certificate will also include basic information such as your name, address, driver’s license number, etc., and a case number with 9 digits, starting with the number 4.
The minimum Florida FR44 insurance requirements for alcohol related violations are much higher than Florida SR22 insurance for non-alcohol violations. The Florida minimum insurance coverage requirement for FR44 is 100/300/50, which means $100,000 bodily injury per person, $300,000 bodily injury per accident, and $50,000 property damage.
Florida FR44 insurance requirements require most FR44 policies to be issued in six month increments, and the premium for an owner-operator FR44 must be paid in full for the first six months. Most insurance companies require six months of premiums to be paid in full at renewal, as long as the FR44 filing is required. A full six-month premium can be expensive when a vehicle is being insured along with an FR44 filing – especially if the vehicle is a late model car or is being financed. In some cases an alternative monthly premium payment option can be arranged after your first renewal.
Additional information about Florida DUI and Administrative Suspension Laws can be found on the Florida DHSMV website.
Let UltraCar Insurance find the best solution for your specific case. Our Florida licensed agents are knowledgeable and familiar with Florida FR44 insurance requirements and filing. Click the button above to start a quote now, or call us today for your no-obligation Florida FR44 insurance quotes. We can quickly help you achieve your goals and put you back in the driver’s seat.