You may wonder why DUI insurance Florida FR44 premiums and associated costs are the highest in the country. Even standard auto insurance in Florida is much more expensive than in other states. The state’s unpredictable weather is a contributing factor to the high cost of Florida auto insurance. Just one hurricane in a year can cause an avalanche of claims that result in statewide premium adjustment increases.
But a significant reason Florida’s auto insurance rates are higher than other states is the Florida No-Fault Law. Fraudulent Florida PIP claims are common, contributing to the high cost of auto insurance in the state. Some insurance companies will decline you altogether if you have a Florida PIP claim on your record. Even if the other party involved files a claim, it could negatively impact you.
Additional costs related to Florida FR44 DUI insurance
If you have a Florida DUI conviction, it can multiply your insurance costs. Liability insurance coverage for FR44 insurance increases tenfold over standard insurance requirements. The minimum coverage for standard insurance is 10/20/10. When you need FR44 insurance, the required minimum coverage increases to 100/300/50:
- $100,000 bodily injury for each person
- $300,000 bodily injury for each accident
- $50,000 property damage
These higher liability requirements cause your insurance premiums to increase.
See the Florida HSMV website for more information on the state’s DUI Program Service Fees.
Learn more about FR44 insurance on our website:
- Florida DUI Insurance
- What is FR44 Florida?
- Florida FR44 Insurance Requirements
- Non Owner FR44 Florida
- Florida Implied Consent
- Florida DUI Penalties
You’ll have to carry DUI insurance Florida FR44 for three consecutive years, without lapse of coverage. UltraCar Insurance will find you the lowest rate possible for . For affordable Florida FR44 insurance and Florida non owner FR44 quotes, call to speak with one of our license agents or click the quote button today!
This article was last updated on August 17th, 2023 by UltraCar Insurance