Costs of DUI Insurance Florida FR44

Learn about the costs to expect when you need DUI insurance Florida FR44. Call or start your Florida FR44 quote today.

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Costs of DUI Insurance Florida FR44

DUI insurance Florida FR44 is a certificate of financial responsibility. You’ll need to buy this insurance to reinstate your license after a DUI conviction. Besides the cost of FR44 insurance, other expenses include fines and reinstatement fees. You may also have to pay to take a traffic safety course or to install an ignition interlock device.

You may wonder why DUI insurance Florida FR44 premiums and associated costs are the highest in the country. Even standard auto insurance in Florida is much more expensive than in other states. The state’s unpredictable weather is a contributing factor to the high cost of Florida auto insurance. Just one hurricane in a year can cause an avalanche of claims that result in statewide premium adjustment increases.

But a significant reason Florida’s auto insurance rates are higher than other states is the Florida No-Fault Law. Fraudulent PIP claims are common in Florida, contributing to the high cost of auto insurance. Some insurance companies will decline you altogether if you have a PIP claim on your record. Even if the other party involved files a claim, it could negatively impact you.

Additional costs related to Florida FR44 DUI insurance

If you have a Florida DUI conviction, it can multiply your insurance costs. Liability insurance coverage for FR44 insurance increases tenfold over standard insurance requirements. The minimum coverage for standard insurance is 10/20/10. When you need FR44 insurance, the required minimum coverage increases to 100/300/50:

  • $100,000 bodily injury for each person
  • $300,000 bodily injury for each accident
  • $50,000 property damage

These higher liability requirements cause your insurance premiums to increase.

See the Florida HSMV website for more information on the state’s DUI Program Service Fees.

Learn more about Florida FR44 insurance on our website:

You’ll have to carry DUI insurance Florida FR44 for three consecutive years, without lapse of coverage. UltraCar Insurance will find you the lowest rate possible for Florida FR44 insurance,  Florida non owner FR44 or Florida FR44 Motorcycle Insurance. Click to start a Florida FR44 insurance quote or call to speak with one of our licensed agents today!

This article was last updated on April 24th, 2020 by