After a license suspension, you must buy an SR22 insurance certificate in Virginia to regain your driving privileges. In Virginia, the SR-22 certificate is for traffic violations not related to alcohol or drugs. The certificate is a rider attached to your auto or non-owner insurance policy. Being financially responsible is especially important if you’ve experienced a license suspension. Therefore, the insurance company monitors your policy to make sure it stays current while the state requires you to have it.
SR22 insurance Virginia is a high-risk insurance certificate you must file for license reinstatement. You’ll choose a licensed provider like UltraCar Insurance to file your certificate with the Virginia Department of Motor Vehicles (DMV). If you own a vehicle, the SR22 form is an endorsement to your auto insurance policy. The form is an endorsement to a non-owner’s insurance policy when you don’t own a car.