If your Wisconsin driver’s license has been suspended, you will have to purchase an SR22 insurance Wisconsin certificate to obtain a restricted license. Your Wisconsin SR22 certificate is endorsed to your auto insurance policy, and you’ll be required to keep the policy in good standing for a specified period of time.
Reasons for an SR22 insurance Wisconsin requirement:
All drivers are required by law to carry a minimum amount of liability insurance coverage. If you’re caught driving without having liability insurance, your license can be suspended. Other situations can lead to license suspension include, but are not limited to:
- Exceeding allowable points on your DMV record
- Refusal to test for DUI or DWI
- DUI or DWI offenses
- A court order or legal judgment
- Child support or neglect cases
SR22 insurance Wisconsin is a financial responsibility form that’s attached as a rider to your auto insurance policy. An insurance provider issues the certificate and files it with the Wisconsin Department of Motor Vehicles (DMV). A restricted driver’s license can be obtained with this filing. Wisconsin SR22 insurance is usually required for a period of three to five years; therefore, your SR22 policy is monitored to ensure that it remains in force during that time. If the SR22 policy lapses, expires or is canceled, your insurance provider files an SR26 form with the Wisconsin DMV, resulting in immediate re-suspension of your license.
Non Owner SR22 Insurance Wisconsin
The type of SR22 insurance described in the previous paragraph is SR22 owner or owner-operator insurance, which you will file if you own one or more vehicles. Another type of SR22 insurance is Non-Owner SR22 Insurance Wisconsin, which you’ll file if you do not own a vehicle. A non owner SR22 certificate is attached to a non-owner insurance policy. It covers you if you occasionally drive a vehicle owned by another person.
Information about suspended or revoked driving privileges in Wisconsin, and the process of license reinstatement can be found on the Wisconsin DMV website.
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This article was last updated on January 24th, 2019 by UltraCar Insurance