If your license is suspended after an alcohol-related motor vehicle offense, you’ll have to purchase Texas DUI insurance for license reinstatement. Texas has stiff penalties for driving under the influence. Consequences include jail time, fines and driver’s license suspension. If you’re pulled over and tested with a blood alcohol content (BAC) level of 0.08% or higher, you will be charged with drunk driving. For commercial drivers and drivers under the age of 21, the blood alcohol content for a DUI charge is 0.04% or greater.
How do I get Texas DUI insurance?
Your auto insurance will be affected as a consequence of being charged with a DUI offense. If you have a DUI conviction on your driving record, your insurance provider may raise your premium or cancel your policy. If you want to reinstate your license, you may need to find another insurance provider to purchase Texas DUI insurance (SR22 insurance Texas or high risk insurance). UltraCar Insurance can quickly provide you with competitive Texas SR22 insurance quotes.
Texas SR22 insurance is a certificate of financial responsibility endorsed to your auto insurance policy. The certificate is a guarantee that you will carry the required liability insurance at all times. Because the SR22 certificate is a guarantee, the policy is monitored to verify that it remains in force. If your Texas DUI insurance lapses or is canceled, your driving privileges will immediately be revoked again. The length of time you’ll have to carry SR22 insurance depends on your situation; however, the typical requirement is three to five years.
Texas DUI insurance without a vehicle
If you don’t own a vehicle, you’ll purchase SR22 non owner insurance coverage to reinstate your license. Your insurance provider will endorse the SR22 to a non-owner insurance policy and file with the state. This will allow you to drive a non-owned vehicle on an occasional basis. See Texas Non Owner SR22 Insurance for more details about this option.
UltraCar Insurance surveys top insurance companies to find the best SR22 insurance policy and lowest rate possible for your circumstances (see how SR22 insurance costs are determined). Click the quote button for affordable Texas DUI insurance quotes, or give us a call today!
This article was last updated on January 11th, 2023 by UltraCar Insurance