There are a number of motor vehicle violations and other situations that can result in suspension of your driver’s license. If your license is suspended and you don’t own a vehicle, you’ll need to file an SR22 insurance Wyoming certificate to regain restricted driving privileges. Some of the reasons for driver’s license suspension include:
- Driving an uninsured vehicle
- DUI or DWI offenses
- Drug offenses
- Refusal to consent to a DUI test
- Uninsured accidents
- Legal judgments
- Child support or neglect cases
When any of these or other applicable situations apply to your record, you become classified as a high risk driver. SR22 insurance Wyoming is high risk insurance in the form of a certificate that’s filed with the Wyoming Department of Transportation (DOT). In Wyoming, you’ll usually be required to carry SR22 insurance for a period of three to five years.
SR22 insurance Wyoming is a certificate of financial responsibility that is added as a rider to your auto insurance policy. When you purchase an SR22 certificate, your insurance provider files it with the Wyoming DOT, which allows you to reinstate your driving privileges. You will be required to keep your SR22 policy current at all times. It is considered a guarantee of future insurance coverage; therefore, during the suspension period, your SR22 policy is monitored closely. Failing to pay your premiums will result in your insurance provider filing an SR26 form with the Wyoming DOT, resulting in another suspension of your license.
Non Owner SR22 insurance Wyoming
If your driver’s license is suspended and you don’t own a vehicle, you’ll need to purchase non owner insurance coverage with an SR22 attachment to reinstate your driver’s license. Non owner SR22 insurance Wyoming works differently than owner SR22 insurance. When you don’t own a vehicle, a non owner SR22 policy insures you when driving a non-owned vehicle. Non owner SR22 insurance Wyoming is secondary insurance coverage that pays claims if the vehicle owner’s insurance reaches its coverage limits.
You’ll find more details about Wyoming license suspension and reinstatement procedures on the Wyoming DOT website.
UltraCar Insurance agents are licensed to provide SR22 insurance Wyoming. We offer low non owner SR22 rates from top rated companies, and fast filing of your certificate. Start a quote now or call us today!
This article was last updated on January 25th, 2019 by UltraCar Insurance