Blog Posts

This is the Blog Posts for UltraCar Insurance. Your source for SR22 & FR44 Insurance.

A cop writing a ticket for speeding

How Can Drivers Avoid A License Suspension?

License suspension policies may vary somewhat from state to state, but they are quite similar. It’s a good idea to understand the factors that cause license suspensions so you can avoid them in the first place. But if you find yourself with a suspended license, you can often reinstate your driving privileges by getting a Florida SR-22 or FR-44 insurance filing.

Considering that many cities have substandard public transit facilities, people have little choice but to use their vehicles for commuting. According to the American Public Transport Association, Americans took 9.9 billion trips on public transportation in 2019.

Officer questioning a man driving a car

Do I Need an Ignition Interlock Device If I Don’t Own a Car?

The DMV, court, or probation officer may order you to install an IID in your car to reinstate your license after a DUI conviction. Driving without the device isn’t worth additional fines, vehicle impoundment, license revocation, jail time, or other penalties. But how do you comply with the requirement if you don’t own a vehicle?

Most states require drivers with a DUI conviction to install a vehicle breathalyzer, an Ignition Interlock Device (IID), to reinstate their driving

Person opening a bottle while driving

DUI vs. DWI: What’s The Difference?

Do you know the difference between DUI vs. DWI? Some states have laws covering both terms, with DUI having a lesser impact than DWI. Other states use one term or the other, or entirely different terms, for impaired driving. In Virginia you’ll need to buy FR44 insurance to reinstate a suspended license after a DUI/DWI conviction.

DWI and DUI convictions cause similar harm to a person’s driving records. Still, the acronyms don’t mean quite the same thing. A DWI designation means driving a vehicle while intoxicated, while DUI means driving under the influence. Regardless of the difference, you’ll want to avoid having these three letters appear on your driving history.

a high-risk driver in Virginia

What Does It Mean To Be A High-Risk Driver In Virginia

Being a high-risk driver can mean a lot of things. However, one thing is for certain that if you’ve been dubbed as a high-risk driver you will need high-risk SR-22 and FR-44 insurance in Virginia. Learn more about being a high-risk driver in this post!

If you have auto insurance, your insurer’s level of trust in you may be shown by a variety of classifications. These terms can be extremely

Infographic about non-owner auto insurance

Non-Owner Auto Insurance

Are you wondering why someone who doesn’t own a vehicle needs auto insurance? If you don’t own a car and have lost your driver’s license, getting non-owner auto insurance allows you to reinstate it. This Infographic explains more.

Infographic about getting car insurance

Reasons Why Getting Car Insurance Is A Good Idea

All states require drivers to have car insurance, and each state has distinct minimum coverage requirements. If you live in Virginia and don’t want get into legal trouble, we recommend getting car insurance today!

Man driving a car with auto insurance

What Kind of Car Insurance Do You Need?

Are you facing penalties for driving without insurance and seeking insurance to reinstate your license? Wondering what kind of insurance policy you need? SR-22 and FR-44 are high-risk insurance policy options for car owners, non-owners, and motorcycle owners. This auto insurance guide outlines standard, optional, and high-risk insurance choices that assure your compliance with state motor vehicle laws.

Car insurance provides financial protection if you cause an accident that results in property damage or injury. It protects against monetary loss

Agent talking to a client

Getting Auto Insurance Without A Car

Suppose the state suspends your driver’s license for a traffic violation while driving a borrowed vehicle. In that case, you’ll need SR22 non-owner auto insurance to reinstate your license. In Virginia, you’ll file an SR22 certificate for non-alcohol or non-drug offenses; but for license reinstatement after a DUI conviction, the state requires an FR44 certificate filing.

Yes, it’s possible, wise, and sometimes necessary to buy “auto” insurance even if you don’t own a vehicle. It’s called non-owner auto insurance, and

An agent helping a client with an FR44 certificate in Virginia

FR44: How To Get It and How Long You Need To Keep It

A license suspension resulting from a DUI violation may leave you wondering how to get Virginia FR44 insurance and how long you need to keep it. You’ll want to look for a reputable high-risk insurance provider to help you with a suitable owner or non-owner policy. They will take care of filing your FR44 certificate with the DMV to reinstate your license.

Contrary to popular belief, FR44 certificates are not a type of auto insurance policy.

Person driving after filing FR44 insurance in Virginia

How To Reinstate Your License After A DUI Violation in Virginia

Getting a DUI conviction leads to license suspension, which means having to file an FR44 certificate to reinstate it. A court or the Virginia DMV levy severe consequences for driving under the influence of alcohol or drugs. They include having to pay fines, getting more expensive insurance, and installing an IID in your vehicle.

Getting a Virginia DUI license suspension can make life very difficult because safe and affordable public transportation is lacking in many areas. So you want to be able to reinstate your license after a DUI as quickly as possible.