Blog Posts

This is the Blog Posts for UltraCar Insurance. Your source for SR22 & FR44 Insurance.

A person driving with Florida SR22 insurance

What’s The Difference Between FR-44 and FR-46 Forms?

You may know what FR-44 insurance is. However, high-risk drivers should also know the difference between FR-44 and FR-46 filings and the role of each in license reinstatement.

This blog post explains the difference between FR-44 and FR-46 forms. Do you have a suspended driver’s license after a DUI conviction in Florida? You’ll need a Florida FR-44 certificate to get it back.

An infographic about Oregon SR-22 insurance

What To Know About Oregon SR-22 Insurance

This infographic quickly describes several aspects of Oregon SR-22 insurance and how UltraCar Insurance can help. It describes what it is, typical reasons people need it, and how to file an SR-22 certificate for license reinstatement.

An infographic describes reasons for Virginia license suspension.

Reasons For Virginia License Suspension

This infographic reviews some typical reasons for Virginia license suspension. It also tells you how long suspensions last, and how to reinstate your license with a Virginia SR-22 or FR-44 insurance filing. After a DUI or DWI conviction, an SR-22 certificate reinstates your license for non-substance-related violations. For DUI / DWI convictions, you’ll need an FR-44 certificate for reinstatement.

A driver who needs Virginia FR-44 or SR-22 insurance.

Virginia FR-44 or SR-22 Insurance: Which Do You Need?

FR-44 and SR-22 are certificates of financial responsibility drivers must file with the Virginia DMV to reinstate their licenses. Filing these certificates does the same thing, but for different reasons. An auto or non-owner insurance policy guarantees the validity of the certificate.

Drivers must file a Virginia FR-44 or SR-22 insurance certificate certificate to reinstate their license after a suspension. Both of these financial responsibility documents guarantee the state that your

An Oregon driver with SR-22 insurance.

The Basics of Non-Owner SR-22 Insurance

Some people know non-owner SR-22 insurance as “No Car insurance” or “SR-22 without a car”. The state requires you to buy SR-22 insurance and maintain it for several years if you want to reinstate your driver’s license without insuring a vehicle.

People become acquainted with Oregon non-owner SR-22 insurance when they want to reinstate their suspended driver’s license but don’t own a vehicle.

Standard motorcycle insurance and why you might need it from UltraCar Insurance

Why You Need Standard Motorcycle Insurance

This Infographic presents some of the reasons bike owners need standard motorcycle insurance. This protection is just as important as physical protective gear when riding. No one likes to think about getting in an accident, but planning for the possibility is wise. We’ll set you up with a policy that has the coverage options you want, and even attach an SR-22 filing for license reinstatement if you need it.

An Oregon driver with SR-22 high-risk insurance.

Is Oregon SR-22 Good For High-Risk Drivers?

Do you have a conviction for driving while under the influence or have multiple traffic violations? Learn how Oregon SR-22 for high-risk drivers benefits motorists who want to reinstate their licenses.

First, we should explain that Oregon SR-22 for high-risk drivers is not insurance. SR-22 is a document that a high-risk insurance provider attaches to an auto or non-owner insurance policy.

A high-risk insurance policy.

How To Get Affordable High-Risk Insurance In Oregon

If the state considers you a high-risk driver, insurance companies also place you in that category. The result is that you’ll need to get non-standard insurance. An established SR-22nsurance provider can help you get an affordable high-risk insurance rate in Oregon.

Are you looking for affordable high-risk insurance in Oregon? Most people first hear about SR22 insurance when they need to reinstate their driver’s license.

A high-risk driver behind the wheel.

Guide to Non-Owner SR-22 Insurance In Oregon

Do you need to file an SR-22 certificate for license reinstatement with the DMV? Even if you don’t own a car, you’ll still need to carry non-owner SR-22 in Oregon to reinstate your driving privileges.

A non-owner SR-22 in Oregon certificate is a document that proves your insurance policy satisfies the minimum coverage standards mandated by the state. Suppose you commit a traffic offense, such as driving without insurance or a legitimate driver’s license.

Woman with high-risk SR-22 FR-44 insurance in a car.

Getting Affordable High-Risk SR-22 or FR-44 Insurance

An experienced high-risk SR-22 and FR-44 insurance provider can write affordable auto and non-owner insurance policies. Insurance companies have a large margin of error in assessing the risk of insuring high-risk drivers. They lower this margin by charging higher premiums to riskier drivers.

High-risk SR-22 and FR-44 insurance are certificates of financial responsibility that the state requires specific high-risk drivers to maintain.