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This is the Archives for UltraCar Insurance. Your source for SR22 & FR44 Insurance.

Florida DUI Penalties

Florida DUI Penalties

Florida DUI penalties are strict because impaired driving has such a high potential to cause severe injury and death. One reason for harsh DUI/DWI penalties is to deter this behavior in the future. At a minimum, one result of a DUI conviction is license suspension, which will require buying Florida FR44 insurance for reinstatement.

One reason Florida DUI penalties are harsh is to discourage dangerous driving behavior. Drunk and impaired driving not only endangers the driver, but has great potential to harm other innocent people.

Tennessee DUI Laws

Tennessee DUI Laws

The penalties for violating Tennessee DUI laws are quite strict, reflecting the seriousness of driving under the influence of alcohol or drugs. Impaired driving can result in serious injury and death to yourself, your passengers and to other drivers. There are administrative and criminal penalties that can be levied for DUI violations.

If you get behind the wheel while under the influence of alcohol or drugs, not only do you put yourself at risk, you also put other innocent lives in danger. Tennessee DUI laws assign severe penalties for driving under the influence of alcohol or drugs. If you are convicted of a DUI or DWI offense in the state of Tennessee your driver’s license will be suspended, and you will face heavy fines and possibly criminal charges if your actions caused injury to others.

What Is Broad Form SR22 Insurance?

What is broad form SR22 insurance?

In several states you can get a very inexpensive form of SR22 insurance called broad form SR22 insurance. Broad form SR22 insurance is a means to have your license reinstated. It can be purchased  if you don’t own a vehicle, or if you own one or more vehicles. Although it is very low cost, it comes with strict limitations of coverage that need to be explained to you and fully understood.

In some states, broad form SR22 insurance is a low-cost, non-owner auto liability insurance option for license reinstatement. In most cases, people file a non owner SR22 insurance if they don’t own a vehicle, and SR22 insurance if they own a car. However, this type of policy is also an option if you own one or more vehicles.

SR22 Motorcycle Insurance

SR22 Motorcycle Insurance

You may not be aware that you can purchase SR22 motorcycle insurance for license reinstatement. Usually, attaching an SR22 certificate to a motorcycle insurance policy is less expensive than a car or truck policy. Even so, your cost will depend on various factors, both personal and motorcycle-related.

Have you heard of SR22 motorcycle insurance? If you own a motorcycle and need to buy SR22 insurance for license reinstatement, you may not be aware of this option.

Talk with an agent about Florida FR44 Insurance Requirements

Florida FR44 Insurance Requirements

After alcohol or drug-related motor vehicle conviction, you’ll find that Florida FR44 insurance requirements result in substantially higher insurance premiums. The minimum insurance coverage requirements for FR44 insurance are much higher than the minimum coverage for standard and SR22 insurance.

When you have a Florida DUI or DWI conviction, you’ll become familiar with Florida DUI penalties, laws, and Florida FR44 insurance requirements. Based on your case, you’ll have to meet specific conditions to reinstate your license.

Colorado Auto Insurance Laws

Colorado Auto Insurance Laws

There are many ways to make sure that you comply with the provisions of Colorado auto insurance laws. Being properly insured is one of the most important and obvious to comply with. Other ways include knowing what to do in case of an accident and learning how to be a more defensive driver. Being more aware of auto insurance laws can save you money as well as potential problems as a driver.

Colorado auto insurance laws require any driver who operates a motor vehicle in the state to have minimum liability insurance coverage set by the state. The minimum Colorado auto insurance coverage required by the state is:

Non Owner SR22 Washington State

Non Owner SR22 Washington State

Non owner SR22 Washington state is a high risk insurance certificate that’s required to reinstate your license if you don’t own a vehicle. The SR22 certificate is attached to a non owner insurance policy and filed with the state DOL. This type of policy insures you against liability when you drive a vehicle that you don’t own.

If you don’t own a vehicle you will need to purchase a non owner SR22 Washington state certificate to reinstate your suspended driver’s license. When you become eligible for license reinstatement your SR22 certificate will be attached to a non-owner insurance policy and filed by an insurance company with the Washington Department of Licensing (DOL).

Non Owner FR44 Virginia

Non Owner FR44 Virginia

Non owner FR44 Virginia is a type of insurance you can carry that allows restricted driving privileges when your license is suspended after a DUI or DWI conviction. It’s called non-owner FR44 insurance because it is filed by individuals who do not own a vehicle. Instead of covering a vehicle, non-owner insurance covers the individual when driving a non-owned car, truck, or motorcycle.

You likely have a driver’s license even if you don’t own a vehicle. Most people require a driver’s license for the purpose of identification, voting, airline travel, and driving a borrowed vehicle. Suppose you get a DUI or DWI charge and license suspension while driving a friend’s car. If you don’t own a car, you must file a non owner FR44 Virginia certificate for license reinstatement.

Texas DWI Laws

Texas DWI Laws

Texas DWI laws cover all aspects of the offenses of, and penalties for driving under the influence or driving while intoxicated. DUI/DWI offenses are the most serious of motor vehicle violations, and the penalties are severe. Many factors can affect how a person is affected by alcohol and legal or illegal drugs. It’s best not to ever take a chance driving when the possibility of impairment exists.

Individuals who experience the consequences of driving while intoxicated discover that Texas DWI laws call for strict penalties. People are hurt or killed in car accidents every day by drunk drivers who believe they are still able to get behind the wheel without any problems occurring. We strongly encourage all Texas drivers to think ahead and make arrangements for a designated driver when needed, to avoid unnecessary tragedies.

Tennessee Implied Consent Law

Tennessee Implied Consent Law

If you’re stopped by an officer who suspects you of DWI or DUI, don’t think you can escape the situation by refusing to test. In fact, this may cause you more problems than not. The Tennessee Implied Consent Law states that when you obtain a Tennessee driver’s license, you give your implied consent, or express permission to be tested if an officer suspects you of driving impaired or intoxicated. The penalty for refusal to test is severe.

From time to time you may encounter a driver who thinks they can avoid trouble by refusing to take a DUI breath or blood test when they’re pulled over for a potential DUI or DWI violation. Many people don’t realize that refusal to take a DUI test can result in automatic one year license suspension under the Tennessee Implied Consent Law. In addition, they may face criminal charges and spend up to one year in jail as well as pay administrative penalties and heavy fines. Implied consent means that if you have a Tennessee driver’s license and operate a vehicle in Tennessee, you are legally required to submit to a DUI or DWI test if an officer pulls you over and asks you to do so.