This blog post explores high-risk auto insurance companies and providers. We’ll explain why they’re your best option for high-risk auto insurance coverage. So buckle up and get ready to discover what SR22 and FR44 insurance providers offer!
DUI Insurance Archives
This is the DUI Insurance Archives for UltraCar Insurance. Your source for SR22 & FR44 Insurance.
What To Know About High-Risk Auto Insurance Companies
Many standard insurance companies lower their risk of loss by setting higher premiums for drivers with substandard driving records and license suspensions. Experienced high-risk auto insurance companies can write more affordable SR22 and FR44 insurance policies for these drivers.
SR22 and Ignition Interlock
When you’re eligible to reinstate your license after a DUI conviction, you’ll likely need both SR22 insurance and an ignition interlock device. You’ll need to maintain SR22 insurance for 1-3 years or longer. Most states require installing an ignition interlock device if it is your second or subsequent DUI violation.
Do SR22 and ignition interlock always go hand in hand? No, not everyone who needs SR22 insurance will need to install an ignition interlock device (IID). People with
Non Owner DUI Insurance California
When you don’t own a car, how do you reinstate your license after a DUI conviction? You’ll need to get a non owner DUI insurance California policy with an SR22 filing. A non-owner insurance policy contains the same coverage the state requires of registered vehicle owners. Buying this insurance coverage with an SR22 certificate allows you to continue to legally drive on an occasional basis.
Non owner DUI insurance California is a means to reinstate your license after a DUI conviction when you don’t own a vehicle. Your insurance agent
What’s the difference between SR22 and FR44 insurance?
You’ll need to know the difference between SR22 and FR44 insurance to reinstate your license in these states. Only Florida and Virginia require different certificates for DUI violations vs. non-DUI offenses. You’ll file an SR22 certificate for motor vehicle violations unrelated to alcohol or drugs. You must file an FR44 form for alcohol or other substance-related DUI violations.
When people in Florida and Virginia need to reinstate their license, they often ask, what’s the difference between SR22 and FR44 insurance? These are the only states with two types of license reinstatement certificates. An SR22 insurance certificate is for non-alcohol-related motor vehicle violations. The FR44 insurance certificate is for DUI or DWI violations.
Arkansas DUI Laws & SR22 Insurance
Arkansas DUI laws assign strict penalties for drunk driving and being impaired by alcohol or drugs. You may think a drink or two won’t affect your driving, but that may not be true. Miscalculating your driving ability can lead to personal and financial repercussions. You may lose your license, which involves paying reinstatement fees, carrying Arkansas SR22 insurance and other costs.
It can be much easier than you think to violate Arkansas DUI laws if you overestimate your ability to drive after drinking alcohol. The costs of a drunk driving conviction financially and personally high. In addition to the financial expenses, an Arkansas DUI/DWI conviction remains on your driving record for five years.
Florida FR44 Motorcycle Insurance
Did you know you can endorse an FR44 certificate to your motorcycle insurance policy? Florida FR44 motorcycle insurance allows license reinstatement after a DUI conviction. Often, an FR44 endorsement of a motorcycle insurance policy can be more affordable than an auto policy endorsement.
Currently, we do not offer Florida FR44 or SR22 motorcycle insurance.
If you need FR44 insurance, UltraCar Insurance will endorse a Florida FR44 motorcycle insurance certificate to your motorcycle, scooter, or moped policy.
DUI in Virginia
If you have a suspended license after a conviction for DUI in Virginia, you can regain your driving privileges by filing an FR44 certificate with the DMV. After you’ve satisfied all license reinstatement requirements, FR44 insurance will allow you to drive legally with a restricted license.
Driving a vehicle under the influence of alcohol or drugs is against the law in all 50 states. DUI in Virginia penalties occur if you’re 21 years or older with a blood alcohol content of 0.08% or higher. The blood alcohol limit for drivers under the age of 21 is 0.02%.
Texas DUI Insurance
Texas DUI insurance is an SR22 certificate endorsed to an auto insurance or a non-owner insurance policy. DUI insurance is required to reinstate your license after an alcohol or drug related motor vehicle violation. The certificate guarantees that you will carry the required minimum liability insurance at all times. Texas SR22 insurance is available to vehicle owners and to people who don’t own a vehicle.
If Texas suspends your license for driving under the influence, you’ll have to purchase Texas DUI insurance to reinstate it. Texas has stiff penalties for alcohol-related motor vehicle offenses. Consequences include jail time, fines and driver’s license suspension. If an officer pulls you over for suspected DUI, and your blood alcohol content (BAC) level of 0.08% or higher, the state will charge you with drunk driving. For commercial drivers and drivers under the age of 21, the blood alcohol content for a DUI charge is 0.04% or greater.
Florida DUI Insurance
Florida DUI insurance, or Florida FR44, is a financial responsibility certificate you submit to the state after a DUI conviction. You can buy FR44 insurance whether you own a vehicle or not. The FR44 document is an addendum to an auto or non-owner insurance policy. The policy and certificate allow you to regain your driving privileges, as long as you keep the policy current.
Drivers convicted of a substance-related offense (alcohol or drugs) must purchase Florida DUI insurance to reinstate their driver’s license. Also known as Florida FR44 insurance, DUI insurance is a type of high-risk insurance.
