The state of Florida enforces a tough DUI law for drivers under the age of 21 called the Florida Zero Tolerance Law. If you are under 21, stopped by an officer and tested at a .02 or higher blood alcohol content level, you face an automatic 6-month license suspension. For drivers under age 21, a BAC of .02 essentially means that driving after just one drink is enough to be in violation of the Florida Zero Tolerance Law.
When you are eligible to have your driver’s license reinstated after a Florida DUI conviction, UltraCar Insurance can issue a Florida FR44 non-owners certificate if you do not own a vehicle. For information on non owner FR44 certificates, see our page titled Florida Non Owner FR44. If you own a vehicle, you need to insure the vehicle and purchase an owner-operator policy with an FR44 filing. An owner-operator policy can be purchased with liability only or full coverage. The premiums can significantly vary depending on the year, make and model of your vehicle. FR44 coverage with 100/300/50 can be quite expensive with a vehicle. Therefore, it is wise to get several quotes before making a commitment on purchasing FR44 insurance. The initial Florida FR44 premium payment must be paid in full for a six month term. Some insurance companies will allow you to make monthly payments at renewal (or for the second term) if there has been no lapse in coverage.
Other information related to Florida FR44 DUI insurance can be found in these articles on our website:
- Florida FR44 Insurance Requirements
- Florida DUI Penalties
- Florida Implied Consent
- Costs of DUI Insurance Florida FR44
If you have a drug or alcohol related violation of the Florida Zero Tolerance Law, let UltraCar Insurance provide you with a non owner FR44 policy or an owner-operator policy with an FR44 filing. Talk with one of our Florida licensed agents today for a no obligation consultation.