Blog Posts

This is the Blog Posts for UltraCar Insurance. Your source for SR22 & FR44 Insurance.

A high-risk driver getting SR-22 insurance for license reinstatement

License Suspension in Virginia: What Causes It?

Various factors can cause Virginia’s DMV to suspend your driver’s license, including not paying child support, accumulating excessive demerit points on your record, DUIs, etc. You’ll need SR-22 or FR-44 insurance to reinstate your license after a suspension.

Getting a Virginia license suspension can lead to challenging times. The United States is primarily a vehicle-dependent nation. You need a personal vehicle to commute to and from work because most areas in the

a car ride

4 Ways You Can Lose Your Driver’s License

Getting a driver’s license suspension or revocation is a stressful and disruptive experience. You can lose driving privileges by driving without insurance, getting a DUI conviction, or getting too many traffic citations. But getting your license back with SR-22 insurance or FR-44 insurance in Virginia is relatively straightforward.

The vast majority of people need a reliable mode of transportation to commute to and from work and do necessary errands in their daily lives.

A person drinking beer while driving

4 Types of Insurance for License Reinstatement

There are a number of reasons drivers lose their license. One of the consequences they face is having to buy SR-22 or FR-44 insurance to reinstate their driving privileges. In Florida there are 4 basic types of insurance for license reinstatement. The policy you need depends on whether you own a car or not, and the reason for your license suspension.

Buying insurance is usually straightforward when you have a good driving record. You can choose any insurance provider and get whatever

Infographic about motorcycle insurance

Motorcycle Insurance Safeguards

This Infographic explains how motorcycle insurance shields you from physical injury and property damage claims. It also presents tried-and-true strategies for lowering your insurance premiums.

Infographic about high risk drivers

Who are High Risk Drivers?

Wondering how people become high-risk drivers? If someone has a history of getting multiple tickets or at-fault accidents, insurance companies consider them riskier to insure. That’s why they must get a Florida SR-22 or FR-44 insurance to reinstate their licenses. Whether you’re already classified as a high-risk driver or want to avoid falling into that category, you can take steps to lower your car insurance premiums.

Infographic presents SR-22 misconceptions

Debunking Myths About SR-22 Insurance

This Infographic debunks some common misconceptions about SR-22 auto insurance. It describes how the SR-22 certificate validates your auto insurance coverage, enabling you to drive legally after license reinstatement.

Infographic about car insurance statistics

Interesting Statistics About Car Insurance

This Infographic takes a look at several interesting car insurance statistics:

  • What does auto insurance cover?
  • How many drivers are uninsured and why?
  • Top reasons for car crashes.
  • Car theft statistics.
  • How do you reduce your insurance costs?
A person drinking beer while driving that will soon need SR22

Why Do Florida Drivers Need FR-44 Insurance?

Florida is one of two states with FR-44 insurance requirements. Drivers with DUI or DWI violations need this insurance certificate for license reinstatement. UltraCar Insurance helps Florida drivers get FR-44 insurance to return to the road. Learn all about it in this guide.

Getting a DUI is probably the most upsetting motor vehicle violation you can experience. A DUI conviction has many adverse personal and financial effects on your life, including having to reinstate your license and paying much higher insurance premiums for several years.

A woman calling while driving

Benefits Of Getting SR-22

Drivers often need to get an SR-22 insurance certificate after a license suspension for traffic violations, DUI convictions, and legal judgments, to name a few reasons. SR-22 insurance allows drivers to get their driver’s license reinstated and its coverage benefits them in several ways.

People may not always have an impeccable driving record at some point in their lives. It’s normal for human beings to make mistakes. But having too many driving violations leads to trouble, so you’ll want to ensure they don’t get out of hand.

A cop writing a ticket for speeding

How Can Drivers Avoid A License Suspension?

License suspension policies may vary somewhat from state to state, but they are quite similar. It’s a good idea to understand the factors that cause license suspensions so you can avoid them in the first place. But if you find yourself with a suspended license, you can often reinstate your driving privileges by getting a Florida SR-22 or FR-44 insurance filing.

Considering that many cities have substandard public transit facilities, people have little choice but to use their vehicles for commuting. According to the American Public Transport Association, Americans took 9.9 billion trips on public transportation in 2019.