As one of the most common misdemeanors and felonies in the U.S., driving under the influence (DUI) and driving while intoxicated (DWI) are complex problems. Everyone knows that driving after a day or nightof drinking is dangerous. Yet, far too many continue to do it because drinking sabotages their ability to reason.
Otherwise responsible people can have their lives turned upside down by a drunk driving conviction that becomes nerve-wracking and costly – both personally and financially. Many fines, fees, and time constraints occur due to a DUI conviction and when trying to resolve the consequences of it.
Even one DUI conviction can have far-reaching consequences. When you have a conviction on your driving record, that information turns up in many places. It can cause problems when applying for jobs, getting a loan, buying a home, renting an apartment, or getting affordable car insurance. These problems persist even after making restitution or completing a jail sentence. Let’s take a look at the kinds of consequences a DUI conviction brings.
Driver’s License Suspension/Revocation
After a DUI/DWI conviction, you can lose your license for up to 2 years. Being unable to drive makes it challenging to get to and from work, and if your profession requires driving, it might cost you your job. A significant source of stress is the inability to go where and when you want. It interferes with even the most routine errands, visiting loved ones, and engaging in regular social activities.
All these frustrations and worries can end up affecting one’s job performance. The chance of being repeatedly late for work increases, impairing the ability to focus and making it difficult to perform your job.
Background Checks
Before hiring a new employee, most businesses check to see if their applicants have a criminal record. An arrest for driving under the influence, whether a misdemeanor or felony, will show up in a background check, which could hurt your chances of getting hired.
Applications for housing, student financial aid, and college admissions may require a background check. In many cases, landlords will verify tenant backgrounds. If you have a DUI on your record, it could hurt your chances of renting a suitable unit.
Higher Insurance Premiums
A drug or alcohol-related motor vehicle conviction will undoubtedly result in a considerable rise in your car insurance premiums. Because insurance providers classify people with a DUI conviction as “high risk,” your insurance premiums could skyrocket for several years. You can even lose coverage if you switch insurance carriers.
Florida DUI Insurance From UltraCar Insurance
If you have a conviction for DUI, you need an FR44 Insurance certificate Florida. There’s no better company to help you than UltraCar Insurance, one of the leading providers of high-risk FR-44 and SR-22 insurance in Florida. We offer affordable insurance policies for high-risk drivers, allowing them to get back on the road as soon as they’re qualified for reinstatement.
UltraCar Insurance does it all, whether you need Florida FR-44 insurance, SR-22 insurance, non-owner FR-44 insurance or non-owner SR-22 insurance. We also partner with Intoxalock ignition interlock services to assist you with an affordable IID installation.
Contact us to learn more about our insurance policies, rates, and excellent service.
This article was last updated on March 1st, 2023 by UltraCar Insurance
