UltraCar Insurance Blog

UltraCar Insurance Blog

Expert guidance on SR22, FR44, non-owner, motorcycle, and commercial auto insurance coverage.

Explore practical articles from UltraCar Insurance covering filings, coverage options, state requirements, and steps drivers can take to get insured and back on the road quickly.

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90 articles

What is SR22 Insurance and why do you need it

Take a quick scroll through this Infographic that describes what SR-22 insurance is, why people need it, and how to get it. Our experienced high-risk auto insurance experts are ready to answer your questions right now. We’ll help you quickly reinstate your driver’s license in 34 states with an owner or non-owner SR-22 insurance policy.
Find out why Do You Need Non-Owner SR22 Insurance

This Infographic explains what non-owner SR22 insurance (No-Car insurance) in Florida is and how it works. You can get a non-owner insurance policy as extra coverage when driving a borrowed car, or with an SR22 certification for license reinstatement.
Car on the roads of Florida

When you need to file a Florida SR22 certificate or get FR44 insurance, consider what types of high-risk auto insurance policy is suitable for you. Do you need a simple minimum liability insurance policy, a policy with more coverage options, a non-owner insurance policy, or a cross-state filing?
All you need to know about non-owner car insurance

Have you wondered what “non-owner” car insurance is? This Infographic explains all about non-owner car insurance in Oregon: who needs it, the reasons to get it, what it covers, and how much it costs. You can get this insurance with or without an SR-22 filing.
How to reinstate your license in Oregon

This Infographic discusses the necessary steps to reinstate your license in Oregon, some common reasons for license suspension, and the purpose of SR-22 insurance in Oregon in the reinstatement process.
risky driving

People often use the terms DUI and DWI interchangeably, but they have minor differences that set them apart. Despite their differences, they have one similarity. If you violate either law, you’ll need FR-44 insurance in Florida to reinstate your license. Learn more about these violations in this blog post.
crashed car after driving drunk

Florida takes substance-related traffic violations seriously, and the penalties can be difficult to cope with. Unfortunately, a Florida DUI/DWI conviction will be part of your driving record for life. But you can take the sting out of license suspension when you file for FR-44 insurance in Florida.
An agent helping a man file SR22 certificate in Florida

Getting quotes from multiple high-risk auto insurance providers can be confusing. To reinstate your license, you’ll need an owner policy with an SR22 certificate if you own a vehicle or a non-owner SR22 insurance policy if you don’t. Our article explains what to know about comparing SR22 quotes so you can quickly file your SR22 certificate in Florida.
Officer checking a man’s driver’s license

A court, a probation officer, or the state may order you file a Florida SR22 certificate to reinstate your license. Whether you own a vehicle or occasionally drive a borrowed car, you’ll need to file a proof of insurance certificate to get back behind the wheel.
A car on the road in Florida

Driving in Florida can be an exhilarating experience. But if you have a suspended license, you’ll need to file an FR44 or SR22 certificate before you get on the road. SR22 insurance helps you reinstate your license after non-DUI-related routine traffic violations, while FR44 insurance is for drivers with alcohol or drug-related suspensions.
Infographic about DUI's

This enlightening infographic explains the typical consequences of getting DUI convictions in Florida. The solution to one of these outcomes is to contact UltraCar Insurance for a fast FR-44 insurance filing to reinstate your license!
A driver drinking beer while driving

Getting a DUI is upsetting for a variety of reasons. DUIs are serious motor vehicle violations that result in lengthy driver’s license suspensions or revocations. Virginia drivers will need FR-44 insurance to reinstate their license following a DUI conviction.