For license reinstatement after a DUI, get SR22 and ignition interlock.

SR22 and Ignition Interlock

When you’re eligible to reinstate your license after a DUI conviction, you’ll likely need both SR22 insurance and an ignition interlock device. You’ll need to maintain SR22 (or FR44 insurance in Florida and Virginia) for 1-3 years or longer. If it is your second or subsequent DUI violation, most states also require installing an ignition interlock device.

Do SR22 and ignition interlock always go hand in hand? No, not everyone who needs SR22 insurance will need to install an ignition interlock device (IID). People with

Let an agent help you get SR22 insurance without a license.

SR22 insurance without a license

SR22 insurance without a license is for people who get a ticket for driving without a license. It’s also for people who’ve never had a license and were caught driving without one. When you don’t have a valid valid driver’s license, the DMV records any traffic violations you commit to a specific ID number. The information on this record then transfers to your driver’s license if you get one in the future.

Can you get SR22 insurance without a valid license? Yes. You can file an SR22 form with the state DMV if you have a suspended license or no license.

Get court-ordered SR22 insurance for license reinstatement.

Court Ordered SR22 Insurance

What’s the difference between a court ordered SR22 judgment and a state ordered SR22? Both result in the same requirement for you to carry high-risk insurance. When a court orders someone to carry SR22 insurance, it usually involves more serious motor vehicle violations or other legal issues. A judge can assign an SR22 requirement whether the person owns a vehicle or does not own one.

A judge may direct you to obtain court ordered SR22 insurance at your hearing when you have a major traffic-related conviction. SR22 insurance, when court ordered, is also known as a mandatory insurance certificate.

How Long do I need SR22 insurance?

How long do I need SR22 insurance?

When you find out you need SR22 insurance, you probably want to know how long you’ll have to keep it. Sometimes people have to carry SR22 insurance as the result of a court order unrelated to traffic offenses. But most of the time, people need SR22 insurance to reinstate their driver’s license after a motor vehicle violation. The length of time you’ll need to carry SR22 insurance depends on the offense that resulted in your license suspension.

One of the first questions that come to mind after your driver’s license suspension is, how long will I need SR22 insurance? Each person’s case is different, considering the violation or circumstance that led to their license suspension.

Too many accidents? Reinstate your license with Virginia SR22 insurance.

Virginia SR22 Insurance

Virginia SR22 is a guarantee of future insurance coverage. The SR22 certificate guarantees that you’ll carry liability insurance to cover claims if you’re at fault in an accident. When you carry SR22 insurance you must keep the policy current, or the state will immediately suspend your driving privileges.

In Virginia there are two types of high risk insurance certificate: SR22 and FR44. If your license suspension is for a violation that’s not related to alcohol or drugs, you’ll file a Virginia SR22 certificate for reinstatement.

If you intend to drive a vehicle after license suspension, you’ll need Virginia SR22 insurance. This form will ensure that your insurance policy coverage complies with Virginia State’s minimum liability coverage requirement. UltraCar Insurance will file the Virginia SR22 insurance form for you if you ever need it. It’ll need to be filed in cases of serious driving violations and other violations like driving while uninsured.

There are some non-owner insurance coverage limitations that you should know like:

  • If you’ve got a non-owner teenager, you cannot use the Virginia SR22 insurancepolicy as a cheaper insurance alternative.
  • You cannot claim the towing charges in this policy
  • The insurance does not cover commercial or rental vehicles, frequently borrowed vehicles, or any vehicles in your household.
  • Employment-related vehicles are also not covered.

The Virginia SR22 insurance form will help you continue driving after reckless driving, driving without insurance, or driving with a suspended license. You’ll need to maintain Virginia SR22 insurance status for three years, depending upon the severity of your conviction based on owner or non-owner status. Get competitive and affordable rates for Virginia SR22 insurance as a car owner and a non-car owner only at Ultra Car insurance!

Learn the difference between SR22 & FR44 in Florida and Virginia.

What’s the difference between SR22 and FR44 insurance?

To reinstate your license in Florida or Virginia, you’ll need to know the difference between SR22 and FR44 insurance. These are the only two states that require different certificates for DUI violations and non-DUI offenses. You’ll file an SR22 certificate for motor vehicle violations not involving alcohol or drugs. You’ll need to file an FR44 form for alcohol or other substance-related DUI violations.

When people in Florida and Virginia need to reinstate their license, they often ask, what’s the difference between SR22 FR44 insurance? These are the only states with two types of license reinstatement certificate. An SR22 insurance certificate is for non-alcohol related motor vehicle violations. The FR44 insurance certificate is for DUI or DWI violations.

Arkansas DUI Laws & SR22 Insurance

Arkansas DUI Laws & SR22 Insurance

Arkansas DUI laws assign strict penalties for drunk driving and being impaired by alcohol or drugs. You may think a drink or two won’t affect your driving, but that may not be true. Miscalculating your driving ability can lead to personal and financial repercussions. You may lose your license, which involves paying reinstatement fees, carrying Arkansas SR22 insurance and other costs.

It can be much easier than you think to violate Arkansas DUI laws if you overestimate your ability to drive after drinking alcohol. The costs of a drunk driving conviction financially and personally high. In addition to the financial expenses, an Arkansas DUI/DWI conviction remains on your driving record for five years.

The DUI-E Washington law prohibits texting and driving.

DUI-E Washington

The DUI-E Washington law became effective in July 2017. DUI-E stands for Driving Under the Influence of Electronics. The purpose of the law is to reduce or eliminate the use of cell phones and other electronic devices while driving, which it considers equally as dangerous as driving under the influence of alcohol or drugs (DUI/DWI). Repeated violations of the Washington DUI-E law may lead to license suspension, requiring Washington SR22 insurance.

Many states are enacting distracted driving laws. In July 2017 Washington state enacted a distracted driving law called DUI-E Washington. DUI-E means driving under the influence of electronics. This legislation responds to the documented dangers of using cell phones or other electronic devices while operating a vehicle.

Cheap Affordable SR22 Insurance

If you need SR22 insurance, you definitely want to find a cheap affordable SR22 insurance rate. There are several things you can do that help bring down the cost of SR22 insurance before you need it. SR22 insurance certificates are available to vehicle owners as well as people who don’t own a vehicle. Non owner policies are cheaper than SR22 owner insurance.

When you have to buy high risk insurance for license reinstatement, what can you do to get cheap affordable SR22 insurance? Three ways to get lower SR22 insurance premiums are to have years of driving experience, practicing defensive driving and having a good driving record. If you’re usually this type of driver, UltraCar Insurance can help you get lower insurance rates.

Ways to get cheap affordable SR22 insurance, before you need it:

  • Take advantage of an insurance discount by having continuous coverage without any lapse for a period of 1-5 years, whether you own a vehicle or not.
  • Keep a clean driving record. Any traffic moving violation tickets within a 3-5 year period can impact your rate.
  • Own a home or a condo.
  • If you don’t own a vehicle, obtaining non owners insurance (with or without an SR22 filing) will provide additional protection to you in case of an accident while driving another person’s vehicle. Additionally, being insured before you own a car indicates financial responsibility, and can save you money on auto insurance if you do buy a car.

Vehicle safety features and insurance rates

Do safety devices on newer vehicles help you get cheap affordable SR22 insurance? It seems logical, but the answer to this question is yes – and no.

New safety technology like rear view cameras, airbags, anti-theft devices and blind spot detection systems make newer model cars safer, reducing the chance of accidents. Some new safety devices can even be installed on older models, which can benefit younger drivers who often drive older vehicles.

Insurance companies usually provide discounted rates on vehicles that have safety equipment installed. But the cost to repair and replace these parts increases. Generic replacement parts that are usually cheaper won’t be available for many years to come. If an accident happens before generic parts are available, that increases the cost of repairs.

It takes several years before before new vehicle technologies transfer to less expensive, mid-rage vehicles. When that happens it results in safer vehicles throughout the economic spectrum. This in turn leads to cheaper rates overall for all types of auto insurance.

More about cheap affordable SR22 insurance

A number of standard auto insurance companies don’t offer SR22 insurance. Even if they do, an additional fee for the filing may be added to your monthly premium. UltraCar Insurance specializes in providing cheap affordable SR22 insurance rates – without additional premium fees.

You can get SR22 insurance if you own a vehicle or if not. If you don’t own a car but need an SR22 filing for license reinstatement, you can purchase cheap non owners SR22 insurance. Click the quote button or talk with one of our agents to discuss your SR22 insurance needs.

Distracted Driving and SR22 Insurance

Distracted Driving and SR22 Insurance

Many states are considering and enacting distracted driving laws. This is in response to the widespread use of cell phones and other electronics while driving. Texting and driving in particular is more likely to result in accidents than DUI or DWI by alcohol or drugs. Repeat distracted driving offenses can result in loss of your drivers license, requiring you to buy SR22 insurance for reinstatement.

Using a cell phone or other electronic device while driving has led to an increase in distracted driving accidents nationwide. Cell phones have become an indispensable part of our lives. But studies have shown that any use of a cell phone to read, write or send messages while operating a vehicle is six times more dangerous than drunk driving.