Driving without auto insurance in California is risky and illegal. You can lose your driver’s license if an officer pulls you over and you can’t provide
California SR22 Archives
This is the California SR22 Archives for UltraCar Insurance. Your source for SR22 & FR44 Insurance.
Driving without auto insurance in California
Depending on the circumstances, driving without auto insurance in California can cause many personal and financial problems. At the least, you’ll incur fines. Other penalties include losing your license and paying for SR22 insurance for several years. Causing an accident when uninsured can lead to serious financial consequences if the other parties involved sue you.
California SR22
When you need to reinstate your driver’s license, filing a California SR22 certificate will be necessary. An SR22 certificate is proof of insurance coverage. The California DMV requires you to carry SR22 insurance for a time after a license suspension. You can get this insurance whether you own a vehicle or not.
California SR22 is a financial responsibility form that people must file with the state for various reasons. Some of the more common reasons for SR22 insurance include:
California DUI
When you have a California DUI or DWI violation, one of the penalties is license suspension for a specific time. You’ll need to file a California SR22 insurance certificate to obtain a restricted license to drive to and from work. The SR22 certificate is endorsed to an auto or non-owner insurance policy. You must work with a California-licensed insurance provider for an appropriate policy and certificate. California DUI insurance is available to vehicle owners and to those who don’t own a car.
The decision to drive after drinking is one that can negatively affect your personal and financial life. If an officer pulls you over and you don’t pass the sobriety test, state will charge you with a California DUI violation. Failing the test leads to suspension of your driver’s license. You’ll then have to go through an administrative hearing process for license reinstatement.
SR22 Insurance California
SR22 insurance California is a certificate of financial responsibility. Being financially responsible when driving means having adequate liability insurance coverage. California requires all drivers to have minimum auto insurance coverage. The state will suspend a driver’s license if they get a specific number of motor vehicle violations on their record. SR22 insurance goes a step further than standard auto insurance. It guarantees you’ll remain insured for a particular time in exchange for license reinstatement.
The California DMV requires all California vehicle owners to carry minimum liability insurance. After a license suspension, SR22 insurance California fulfills this requirement. SR22 is a high-risk insurance form endorsed to an auto or non-owner insurance policy.
California High-Risk Auto Insurance
You may need California high-risk auto insurance (SR22) to reinstate your license after a suspension. There are other reasons for needing SR22 insurance that are related to insurance risk or unrelated to motor vehicle violations. High-risk SR22 policies are more costly than standard auto insurance, but it is possible to get an affordable rate.
If you need California high-risk auto insurance (SR22), UltraCar Insurance offers competitive rates and exceptional service. The state requires you to carry California SR22 insurance to reinstate your license after a suspension or for other risk-related insurance reasons.
