California SR22

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California SR22

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When you need to reinstate your driver’s license, filing a California SR22 certificate will be necessary. An SR22 certificate is proof of insurance coverage. The California DMV requires you to carry SR22 insurance for a time after you’ve had a license suspension. You can get this insurance whether you own a vehicle or not.

California SR22 is a financial responsibility form that people need to file with the state for various reasons. Some of the more common reasons for SR22 insurance include:

  • Operating a vehicle without insurance
  • Getting too many tickets (points) against your driver record
  • Having a DUI conviction
  • Driving a vehicle without a license
  • Child support obligations
  • Court judgments
  • Getting an SR22 insurance certificate

Getting an SR22 insurance certificate

Not every insurance company provides high-risk insurance. If you need a California SR22 filing, you may find that your current insurance company doesn’t offer it. Some insurance providers may even cancel your existing auto insurance policy if you need an SR22 filing. UltraCar Insurance can help you reinstate your license, finding the best solution for your specific case.

Owner and Non-Owner California SR22

mentThe California SR22 is an endorsement to your auto insurance policy. If you don’t own a vehicle, it’s an attached to a non-owner insurance policy. (See SR22 insurance without a car in California for information on non-owners insurance.)

How does SR22 insurance work?

Your insurance provider files your certificate with the California DMV, which then reinstates your driver’s license. When it reinstates your license, the state requires a “guarantee” that you have insurance when operating a vehicle. Therefore, the insurance underwriter monitors the SR22 policy to make certain your policy remains current. The insurance underwriter submits an SR26 form to the DMV if your policy lapses, which cancels your SR22 certificate and results in repeat license suspension.

More about California SR22

Get more information about financial responsibility on the California DMV website.

UltraCar Insurance agents are California licensed insurance providers. We’ll find the best policy and rate for your situation and budget. Call us for a free, no-obligation consultation and a California SR22 quote, or click the quote button to get started online.

This article was last updated on May 6th, 2023 by