SR22 Insurance California

The California DMV requires all California vehicle owners to carry minimum liability insurance. After a license suspension, SR22 insurance California fills this requirement. SR22 is a high-risk insurance form endorsed to an auto insurance policy or a non-owner insurance policy. It’s a guarantee of insurance coverage for a specific time in the future.

Reasons for SR22 insurance California

Common reasons people require SR22 insurance include:

• DUI convictions
• Speeding tickets
• Reckless driving citations
• Exceeding points on your driver’s license
• Driving without minimum liability insurance coverage
• Non-payment of outstanding court fines
• Voluntary or involuntary vehicular manslaughter convictions
• Child support determinations
• Legal judgments

How do I get California SR22 insurance?

The following actions are required to reinstate your driving privileges:

• Pay the appropriate reissue fee
• Show proof of financial responsibility by filing an SR22 insurance California certificate
• For an alcohol-related offense, show proof of enrollment in an approved DUI program

After this, you’ll choose a licensed SR22 insurance provider, locally or online. An agent will write an insurance policy and file your certificate on your behalf. You’ll have to maintain this policy for a period of three years after a 4-month license suspension would have expired. If the policy lapses during that time, the insurance carrier notifies the California DMV. To avoid another license suspension, you’ll need to file another SR22 financial responsibility form within a specified time. The state may assess additional reinstatement fees and penalties .

SR22 without a vehicle

If you don’t own a vehicle, you can reinstate your license with California non owner SR22 insurance. Your insurance provider endorses the SR22 certificate to a non-owner insurance policy. This covers you for liability when you drive a borrowed vehicle.

California DMV

The California Driver’s Handbook contains helpful information about a variety of topics, including financial responsibility insurance requirements.

UltraCar Insurance offers cheap affordable SR22 insurance rates. Our goal is to save you time and money. We can provide your quote, bind coverage, and complete your SR22 filing, usually in 30 minutes. Click the quote button to get started. Or talk with one of our agents for a fast SR22 Insurance California quote!