Driving without auto insurance in California

Driving without auto insurance in California

Driving without auto insurance in California can cause many personal and financial problems, depending on the circumstances. At the least, you’ll incur fines. More serious penalties include losing your license and having to carry SR22 insurance for several years. Causing an accident when you’re uninsured can lead to serious financial consequences if the other parties involved sue you.

Driving without auto insurance in California is risky and illegal. You can end up losing your driver’s license if an officer pulls you over and you can’t

Get back on the road with California SR22 insurance.

California SR22

When you need to reinstate your driver’s license, filing a California SR22 certificate will be necessary. An SR22 certificate is proof of insurance coverage. The California DMV requires you to carry SR22 insurance for a time after you’ve had a license suspension. You can get this insurance whether you own a vehicle or not.

California SR22 is a financial responsibility form that people need to file with the state for various reasons. Some of the more common reasons for SR22 insurance include:

California DUI

California DUI

When you have a California DUI or DWI violation, one of the penalties is license suspension for a period of time. To obtain a restricted license to drive to and from work, you’ll need to buy and file a California SR22 insurance certificate. The SR22 certificate is an endorsement to an auto or non-owner insurance policy. You’ll need to work with a California licensed insurance provider to get an appropriate policy and certificate. California DUI insurance is available to vehicle owners, and to those who don’t own a car.

The decision to drive after drinking is one that can negatively affect your personal and financial life. If an officer pulls you over and you don’t pass the sobriety test, state will charge you with a California DUI violation. Failing the test leads to suspension of your driver’s license. You’ll then have to go through an administrative hearing process for license reinstatement.

SR22 Insurance California

SR22 Insurance California

SR22 insurance California is a certificate of financial responsibility. Being financially responsible when driving means having adequate liability insurance coverage. California requires all drivers to have minimum auto insurance coverage. When people have motor vehicle violations on their records, the state will suspend their license. SR22 insurance goes a step further than standard auto insurance. It guarantees that you’ll remain insured for a specific time in exchange for license reinstatement.

The California DMV requires all California vehicle owners to carry minimum liability insurance. After a license suspension, SR22 insurance California fills this requirement. SR22 is a high-risk insurance form endorsed to an auto insurance policy or a non-owner insurance policy.

Having too many at-fault accidents requires California high risk auto insurance.

California High Risk Auto Insurance

You may need California high risk auto insurance (SR22 insurance) if you want to reinstate your license after a suspension. Or you may need it for other reasons related to insurance risk. High risk SR22 policies are more costly than standard auto insurance. But there are ways to get an affordable rate.

If you need California high risk auto insurance (SR22 insurance), UltraCar Insurance offers competitive rates and exceptional service. The state requires you to carry California SR22 insurance to reinstate your license after suspension, or for other risk-related insurance reasons.